Monthly Payment
HK$8,493
- APR*
- 1.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【💵Tax Season Extra Treats!】Apply to get up to HK$18,199 Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 30 November 2024 and successfully draw down on or before 31 December 2024 would be eligible for MoneySmart exclusive gift up to HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
⠀⠀
Popular physical gift options include 🆕🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / iPhone 16 256GB**(valued: HK$7,699)／** 🆕SAMSUNG Galaxy Book4 (8GB, 512GB SSD) (valued: HK$6,380) / Sennheiser ACCENTUM Wireless Headphone (valued: $1,600)!
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Monthly Payment
HK$8,564
- APR*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【Limited-time Offer －HK$500 Straight to your FPS account!】
Apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$500 cash rebate regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
⠀⠀
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$6,488!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to 🆕 De'Longhi Magnifica S Series Fully Automatic Coffee Machine / Apple HomePod / B&W Px7 S2e Headphone / Apple AirPods 4 with Active Noise Cancellation!
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
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Monthly Payment
HK$8,573
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
Limited Time Offer🔥: Free iPhone 16 Pro!
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
Monthly Payment
HK$8,873
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer】
Get total reward up to HK$26,698! From now on until 30 November 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip 6 (value: $8,698) or HK$7,800 Apple Store Gift Card or HK$7,800 PARKnSHOP supermarket vouchers or HK$7,800 HKTVmall e-Vouchers.
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
From 1 Nov 2024 to 30 Nov 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
Earn rewards worth up to HK$16,100 in total!
Monthly Payment
HK$8,493
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No need to enter a lucky draw】 Successfully apply and draw down a specified loan amount to receive an iPhone📱🍎
Seize market opportunities💰Click in secure capital in 3 steps － Get up to HK$23,097 Rewards!
From now until 30 November, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (R400) (value HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan amount of HK$800,000 or more through MoneySmart can receive an iPhone 16 Pro Max and cash rebate up to HK$12,000 offered by WeLab Bank as well!
Monthly Payment
HK$8,453
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
From 1 Nov 2024 to 30 Nov 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
Earn rewards worth up to HK$16,100 in total!
Monthly Payment
HK$8,573
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
Monthly Payment
HK$8,733
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$9,033
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$216,800
- Total Interest Payable
- HK$16,800
- Monthly Payment
- HK$9,033
【Apply Mox Instant Loan to get up to HKD7,888 rewards + “lowest-in-town” APR】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 November 2024 will earn an application bonus of a HKD500 Apple gift card, regardless of approval! Those who apply for any loan amount will also be eligible for the MoneySmart exclusive gift of a HKD500 Apple Store gift card / PARKnSHOP supermarket voucher / HKTVmall e-voucher! Enjoy an additional HKD6,888 cash reward from Mox!
Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
Monthly Payment
HK$8,573
- The Lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
