^HK$0

Min. Annual Salary

0.4%

Cash back on local spend

5%

Discount on selected merchants

All Details

• Key Features

  • Welcome offers up to HK$700 Cash Rebate in total

  • Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month), enjoy more savings all year-round with the "AEON Member Price“

  • Earn 2X Bonus Point for credit purchase or AEON Merchant Interest-free Instalment Plan at AEON

  • 【Ocean Park Halloween Fest】 :Redeem “Ocean Park General Admission” e-ticket for every HK$12,000 accumulated local, overseas and online spending (Promotion Period until 3 Nov 2024)

  • 【AEON Card ．”Eat Well” Rewards】: Spend on local dining and selected health merchants* to earn up to 4% cash rebate (Registration & Promotion Period until 28 February 2025)

  • Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a a total value of over HK$50,000 Gifts & Spending Credit

  • 30-minutes Express Card Issuance (Only applicable to those successful card applications through AEON branches or "AEON HK" Mobile App, with card pick up at an AEON branch)

  • No transaction fee is imposed by AEON on foreign currency transactions

  • Permanent Annual Fee Waiver

  • Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.

Cash Back

• Members can enjoy 5% credit purchase discount* at AEON on "Thanksgiving Days" (2nd & 20th of every month)

• Enjoy more savings all year-round with the "AEON Member Price"

• New customer is entitled to earn 3% cash rebate on the first HK$25,000 spending (maximum HK$500 rebate) the first 60 days after the card approval and issuance. Applying the Card via AEON website can get extra HK$100 rebate.

Dining

• 【AEON Card ．”Eat Well” Rewards】: Spend on local dining and selected health merchants* to earn up to 4% cash rebate (Registration & Promotion Period until 28 February 2025)

Overseas Spending

• 【Ocean Park Halloween Fest】 :Redeem “Ocean Park General Admission” e-ticket for every HK$12,000 accumulated local, overseas and online spending (Promotion Period until 3 Nov 2024)

• Exemption of foreign transaction fees

Annual Fee Waiver

• Permanent Annual Fee Waiver

Welcome Offers

• New customer is entitled up to HK$500 Cash Rebate upon making accumulated of HK$6,000 from credit spending or AEON Merchant Interest-free Instalment Plan within the first 60 days after the card approval and issuance. Successful Application through AEON website or “AEON HK” Mobile App can enjoy extra HK$200 Cash Rebate.

Best Credit Cards

• Welcome offers up to HK$700 Cash Rebate in total

• Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month), enjoy more savings all year-round with the "AEON Member Price“

• Earn 2X Bonus Point for credit purchase or AEON Merchant Interest-free Instalment Plan at AEON

• 【Ocean Park Halloween Fest】 :Redeem “Ocean Park General Admission” e-ticket for every HK$12,000 accumulated local, overseas and online spending (Promotion Period until 3 Nov 2024)

• 【AEON Card ．”Eat Well” Rewards】: Spend on local dining and selected health merchants* to earn up to 4% cash rebate (Registration & Promotion Period until 28 February 2025)

• Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a total of over HK$50,000 Spending Credit

• No transaction fee is imposed by AEON on foreign currency transactions

• Permanent Annual Fee Waiver

Annual Interest Rate and Fees

Annual Principal Fee	Permanent Annual Fee Waiver
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Up to 52 days. The period is not applicable to cash advance
Annual Interest Rate	Credit Purchase: 35.02% ; Cash Advance: 35.86%
Late Payment Fees	The amount of minimum payment due or HK$300, whichever is the lower
Minimum Monthly Repayment	A.Total fees and charges (include but not limited to financial charge, past due amount & over-limit amount) currently billed to the card statement; andB.1% of the statement balance (excluding item A where applicable);(Minimum HK$100, whichever is higher)
Foreign Currency Transaction Fee	No transaction fee is imposed by AEON on foreign currency transactions. 1% transaction fee is imposed by Mastercard Asia/Pacific (Hong Kong) Limited/ Visa Worldwide. Pte. Limited/ JCB International (Asia) Limited.
Foreign Check Fee	N/A
Cash Advance Transaction Fee	3% on Cash Advance amount per transaction, or HK$100 per transaction(Whichever is higher)
Overlimit Fee	HK$120

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Card Association

Visa