Best Credit Cards for Airport Lounges in Hong Kong
High income is not necessarily a prerequisite for free access to airport lounges. Eligible cardholders can enjoy complimentary access with friends and families. Choose the ones that suit you the most.
Which cards should be used for airport lounge visits?
Best Credit Cards For Free Airport Lounges Access
| Credit Cards | Number of Complimentary Visits | Free Headcount | Fee for Accompanying Guests | Remarks |
|---|---|---|---|---|
| Citi PremierMiles Card | 12 times per calendar year | 1 | HK$200 per head | Required to spend HK$5,000 within 30 days after the date of lounge visit |
| Citi Prestige Card | Unlimited access | 1 | US$35 for Priority Pass Lounges, HK$250 for Plaza Premium Lounges | N/A |
| HSBC EveryMile Credit Card | 6 times within promotional period | 1 | 20% off original price | Required to spend HK$4,000 within 60 days after the date of lounge visit |
| Amercian Express Explorer Credit Card | 8 times per calendar year | 1 | HK$300-400 | N/A |
| AE Platinum Card | Unlimited access | 3 | Up to 2 free complimentary access | Required to pay an annual fee of HK$9,500 |
Plaza Premium Lounges
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 0.75%
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From now until 27 November 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!
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【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By December 2, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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American Express Explorer® Credit Card
- Min. Annual Salary
- HK$300,000
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
From now on until 30 November 2024, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 108,000 American Express Membership Rewards points (eqv. to 6,000 miles) upon the qualified spending of HK$7,000 within the first 3 months. Receive an extra HK$100 rebate by first top up HK$300 via iPhone or Apple Watch to your Octopus in the first 3 months.
🛫 Zoom to Japan, Korea, and Taiwan with Ample Time!
Within the FIRST 6 MONTHS, earn HK$2=1 mile on eligible foreign currency transactions, up to 720,000 Points, enough to redeem for 40,000 miles. Plus, earn HK$4.5=1 mile on eligible local transactions, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles! Enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
HSBC EveryMile Credit Card
- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,000 RewardCash
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By November 30, 2024, apply for the EveryMile Credit Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
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New credit card customers can enjoy up to HK$800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!
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【Overseas Spending Offer】From 1 July 2024 to 31 December 2024, by making eligible overseas spending using the HSBC EveryMile credit card and accumulating a net spending amount of at least HKD 8,000 per tier, you can earn as low as HKD 2 = 1 mile!
Centurion Lounge
The Platinum Card
- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Miles Conversion (Local Spending)
- HK$9 = 1 Mile
- Discount at designated restaurants
- 40%
From now till November 30, 2024, customers who successfully apply for the Platinum Card via MoneySmart and accumulate spending amount of $50,000 within the first 3 months, can earn up to 1,000,000 Membership Rewards points! 1,000,000 Membership Rewards points is equivalent to HK$3,333 statement credit or HK$6,666 travel credit or 55,555 air miles, which is sufficient to redeem round trip tickets to Japan for two or round trip tickets to Europe!
Things you need to know about airport lounges
Companion charge
You may be able to bring a companion to the lounge subject to charge/spending requirements. It is best to check with the credit card issuer before making the lounge visit.
Restrictions on number of visits
In general, high-end cards offer more services and fewer restrictions on the number of lounge visits. It is the opposite of credit cards with lower income requirements. Cardholders can confirm with the card issuer before traveling.
Appointments
Some credit cards require cardholders to make appointments either on the internet or by phone before accessing the lounge while the others require holders to present cards/documents such as receipts, credit card and boarding pass, etc in order to enter the lounge.
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Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before traveling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
