Name: American Express Gold Business Card
Brand: American Express
SKU: 50015
Price: 980 HKD
Availability: InStock

American Express Gold Business Card is designed for small and medium-sized enterprises (SMEs). It helps to separate business expenses from personal account and care-free from individual credit limit. Get limited-time welcome offer of up to HK$2,900, for successful applications, and earn up to 3X points^ on foreign currency spend and up to 2X points^ on local spending.

First-year Annual Fee Waiver
Annual Principal Fee: Up to 3X points^
Foreign Currency Spending Bonus ^Only eligible to the first HK$300,000 eligible spend billed to the Business Gold Card during each program period. From HK$300,001 and onwards, Business Gold Cardmember will earn 1 point for every HK$1 spent on local transactions and 2 points for every HK$1 equivalent spent on foreign currency transactions. Each program period shall run from January 1 to December 31 of each such calendar year.: Up to 2X points^
Local Spending Bonus ^Only eligible to the first HK$300,000 eligible spend billed to the Business Gold Card during each program period. From HK$300,001 and onwards, Business Gold Cardmember will earn 1 point for every HK$1 spent on local transactions and 2 points for every HK$1 equivalent spent on foreign currency transactions. Each program period shall run from January 1 to December 31 of each such calendar year.

MoneySmart Exclusive

Bossing your business? Get the "Boss Gold Card" for real perks and show your boss status. Apply now with your BR ready! Enjoy first-year annual fee waiver upon successful application!

【🌟Elevate You Spending Power: Get HK$1,100 for Approved Card & HK$1,000 Spent!】

Customers who successfully apply for the American Express Gold Business Card through MoneySmart can earn HK$200 statement credit upon first transaction made. Enjoy another HK$800 statement credit upon accumulated spending of HK$1,000, and an extra HK$100 statement credit by topping up HK$300 to your Octopus via iPhone in the first 3 months!

【Welcome Bonus Rewards】
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

- American Express reserves the right to claw back the Welcome Offer or debit the original price of the Welcome Offers from the Eligible Card account without prior notice if the annual fee was waived and Welcome Offer was awarded
- Your credit card application is approved and spending at the first time in the first 1-3 months

What you need to know

Customers who successfully apply for the American Express Gold Business Card through MoneySmart and complete designated transactions within the first three months can earn up to HK$1,000 statement credit:
・Make the first transaction within the first three months to enjoy a HK$200 statement credit
・Accumulate a total of HK$1,000 in spending within the first three months to receive a HK$800 statement credit
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!
Customers who make transactions at designated merchant partners within the first three months can enjoy an additional 5X points, earning up to 225,000 points (which can redeem HK$750 Pay with Points or 12,500miles)
Enjoy a HK$100 statement credit by topping up HK$300 to your Octopus via iPhone within the first 3 months

MoneySmart Exclusive

Bossing your business? Get the "Boss Gold Card" for real perks and show your boss status. Apply now with your BR ready! Enjoy first-year annual fee waiver upon successful application!

【🌟Elevate You Spending Power: Get HK$1,100 for Approved Card & HK$1,000 Spent!】

Customers who successfully apply for the American Express Gold Business Card through MoneySmart can earn HK$200 statement credit upon first transaction made. Enjoy another HK$800 statement credit upon accumulated spending of HK$1,000, and an extra HK$100 statement credit by topping up HK$300 to your Octopus via iPhone in the first 3 months!

【Welcome Bonus Rewards】
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

- American Express reserves the right to claw back the Welcome Offer or debit the original price of the Welcome Offers from the Eligible Card account without prior notice if the annual fee was waived and Welcome Offer was awarded
- Your credit card application is approved and spending at the first time in the first 1-3 months

What you need to know

Customers who successfully apply for the American Express Gold Business Card through MoneySmart and complete designated transactions within the first three months can earn up to HK$1,000 statement credit:
・Make the first transaction within the first three months to enjoy a HK$200 statement credit
・Accumulate a total of HK$1,000 in spending within the first three months to receive a HK$800 statement credit
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!
Customers who make transactions at designated merchant partners within the first three months can enjoy an additional 5X points, earning up to 225,000 points (which can redeem HK$750 Pay with Points or 12,500miles)
Enjoy a HK$100 statement credit by topping up HK$300 to your Octopus via iPhone within the first 3 months

Quick Facts

Get the maximum value by

Up to 3X points^ on foreign currency spend and up to 2X points^ on local spending.

Good for

companies who would like to earn rewards, increase cashflow and enjoy free business and accident insurance

Categories to maximise this card

welcome offers and designated merchants (Including Amazon Web Services、Adobe 、Dropbox 、FedEx 、HKT 、Shell)

What people use it for

local and overseas spending

Get if

you are a founder or CEO of a SME who would like to enjoy free business travel insurance and increase financial flexibility.

All Details

- Earn up to 2X points on local spending and up to 3X points on foreign currency spending. Extra 5 points per HK$1 spent at designated Business Essential Merchants in the first 3 months upon Card approval, which is equal to HK$2.4=1 Mile (Base on 18 points = 1 mile as calculation)
- No expiry date for Membership Rewards points
- Introducing Pay with Points Max - enjoy an enhanced rate of 300 points per HK$1 when you cover purchases at 50 popular brands across town, 25% more value compared to the normal rate
- Membership Rewards Program Terms and Conditions apply
- ^Only eligible to the first HK$300,000 eligible spend billed to the Business Gold Card during each program period. From HK$300,001 and onwards, Business Gold Cardmember will earn 1 point for every HK$1 spent on local transactions and 2 points for every HK$1 equivalent spent on foreign currency transactions. Each program period shall run from January 1 to December 31 of each such calendar year.

Split personal with company's expenses, not limited by personal credit
No pre-set spending limit and up to 51 Credit-free days (*Spending limit will adjust based on payment history, credit records and spending pattern. While Actual credit-free period will vary based on the date of charges and the billing cycle cut-off date. )
Complimentary Business Insurance and Travel Insurance, offering up to HK$2,000,000 Business Travel Accident coverage (The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express International, Inc. (American Express) does not act as an agent or fiduciary for you and American Express may act on behalf of the insurance provider, as permitted by law. Exclusion and limitations apply. Please refer to your Travel Protector plan for details.)
3 Supplementary Cards for Your Staff
Quarterly Management Report
24/7 Online Account Access
Annual fee waived in first year
🆕 Enjoy three 1-day Complimentary Coworking passes at the City Lounges of The Executive Centre per calendar year, to access the lounge and communal areas; Enjoy a 20% off Meeting Room and Event Space booking with this reference code [AMEX] via the dedicated link after registration

Welcome bonus: Enjoy HK$1,000 statement credit upon spending HK$1,000 in the first 3 months
Spending bonus: Enjoy additional 315,000 points upon spending HK$45,000 in the first 3 months, which is enough to redeem HK$1,050 Pay with Points/ cash vouchers
Business Essential Merchant bonus: Earn extra 5X points at selected merchants2 in the first 3 months, capped at 225,000 points, which is enough to redeem HK$750 Pay with Points/ cash vouchers

Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver	First Year
Interest Free Period	Up to 51 Days*
Annual Interest Rate	N/A
Late Payment Fees	3.9% of lending amount per month until it has been fully repayed. The minimum amount of late payment fees is $100
Minimum Monthly Repayment	N/A
Foreign Currency Transaction Fee	2%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	N/A
Overlimit Fee	N/A

American Express Gold Business Card

American Express Gold Business Card

Are you eligible?

What you need to know

Are you eligible?

What you need to know

Quick Facts

Get the maximum value by

Good for

Categories to maximise this card

What people use it for

Get if

All Details

Key Features

Business Card

Best Credit Cards

Overseas Spending

Welcome Offers

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

Credit Card Features