American Express Gold Business Card

American Express Gold Business Card

Uncapped 1% rebate on foreign currencies expenses
American Express Gold Business Card is designed for small and medium-sized enterprises (SMEs). It helps to separate business expenses from personal account and care-free from individual credit limit. Get limited-time welcome offer of up to HK$3,300, for successful applications, and earn up to 3X points^ on foreign currency spend and up to 2X points^ on local spending.
First-year Annual Fee Waiver
Annual Principal Fee
Up to 3X points^
Foreign Currency Spending Bonus
Up to 2X points^
Local Spending Bonus
MoneySmart Exclusive
Bossing your business? Get the "Boss Gold Card" for real perks and show your boss status. Apply now with your BR ready! Enjoy first-year annual fee waiver upon successful application!

🌟Elevate You Spending Power: Get HK$1,100 for Approved Card & HK$1,000 Spent!】 
Customers who successfully apply for the American Express Gold Business Card through MoneySmart can earn HK$200 statement credit upon first transaction made. Enjoy another HK$800 statement credit upon accumulated spending of HK$1,000, and an extra HK$100 statement credit by topping up HK$300 to your Octopus via iPhone in the first 3 months!

【Welcome Bonus Rewards】
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)! 
Valid until 31 Oct 2024 - See more details below

Are you eligible?

    • American Express reserves the right to claw back the Welcome Offer or debit the original price of the Welcome Offers from the Eligible Card account without prior notice if the annual fee was waived and Welcome Offer was awarded
    • Your credit card application is approved and spending at the first time in the first 1-3 months

What you need to know

  1. Customers who successfully apply for the American Express Gold Business Card through MoneySmart and complete designated transactions within the first three months can earn up to HK$1,000 statement credit:
    ・Make the first transaction within the first three months to enjoy a HK$200 statement credit
    ・Accumulate a total of HK$1,000 in spending within the first three months to receive a HK$800 statement credit
  2. By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!
  3. Customers who make transactions at designated merchant partners within the first three months can enjoy an additional 5X points, earning up to 225,000 points (which can redeem HK$750 Pay with Points or 12,500miles)
  4. Enjoy a HK$100 statement credit by topping up HK$300 to your Octopus via iPhone within the first 3 months

Quick Facts

Get the maximum value by

Up to 3X points^ on foreign currency spend and up to 2X points^ on local spending.

Good for

companies who would like to earn rewards, increase cashflow and enjoy free business and accident insurance

Categories to maximise this card

welcome offers and designated merchants (Including Amazon Web Services、Adobe 、Dropbox 、FedEx 、HKT 、Shell)

What people use it for

local and overseas spending

Get if

you are a founder or CEO of a SME who would like to enjoy free business travel insurance and increase financial flexibility.

All Details

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