Enjoy annual fee waiver for the next year upon spending HK$25,000 annually
Enjoy 20% savings on 3D, 2D and IMAX movie tickets at Broadway Circuit
Items purchased via American Express credit card are insured against theft or accidental damage for up to 45 days
Cardholders won't be held responsible for fraudalent online transactions
1.2% cash back on local, online spending and overseas spending
1.2% cash back on local and overseas spending
Free size upgrade on handcrafted beverages at Pacific Coffee
First-year annual fee waiver (HK$980)
Apply online and get 2 free movie tickets (Valued for $230)
Spend HK$6,000 in the first two months, and get $500 additional spending rebate. With the base 1.2$ rebate, get up to $572 total rebate value!
Limited-time offer with up to HK$802 rewards
Enjoy 1.2% cashback on everyday online, local and overseas purchases
Annual Principal Fee
HK$980
Supplementary Annual Fee
N/A
Fee Waiver
Annual Interest Rate
Retail Purchase APR: 35.96%
Late Payment Fees
Late payment fees: 5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$300. However, the Late Payment Fee will not exceed the minimum payment due.)
Minimum Monthly Repayment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
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