Citi Cash Back Card
Citi Cash Back Card
- First Year Annual Fee Waiver
- Annual Fee
- Unlimited 2%
- Rebate on Overseas Spending & Local Dining
- Unlimited 1%
- Rebate on Local Spending
【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 27 November 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!
⠀⠀
【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By December 2, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
Are you eligible?
You are a new to bank Citi credit card holder
Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 2 January 2025
Must perform accumulated transactions of HK$4,000 within 30 days of card issuance
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What you need to know
The “Qualifying Period” will be from 21 November 2024 to 27 November 2024
Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 December, 2024
All students' credit cards are not applicable to current MoneySmart exclusive promotion. New Customers who are full time students of degree / diploma program of a Hong Kong Tertiary Institution will only be entitled to designated welcome offer for students.
By December 2, 2024, apply for a desiganted Citi credit card via MoneySmart and submit the redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
All Details
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Citi Cash Back Card Key Features
| Features | Citi Cash Back Credit Card | |
|---|---|---|
| Min. Annual Salary | HK$120,000 | |
| Annual Fee | HK$1,800 (First-year annual fee waiver) | |
| Cash Rebate Rate |
|
Citi Cash Back Card Pros and Cons
Citi Cash Back Card Pros
Citi Cash Back Card Pros Cons
Citi Cash Back Mastercard Welcome Offers
| Items | Citi Cash Back Mastercard Welcome Offers Details |
|---|---|
| Welcome Offers |
|
| Reward Conditions | Accumulate spending of HK$8,000 or more within the first 2 months from the date of card issuance |
| Promotion Period | From now until 31st October, 2021 |
Citi Cash Back Rebate Rate
| Payment Method | Rebate Rate | |
|---|---|---|
| Payme | 1% | |
| Overseas Transactions | 2% | |
| Octopus AAVS | 1% |
Citi Cash Back Card vs Other Cashback Cards
| Cash Back Card Rebate | Local Spending | Overseas Spending | Dining |
|---|---|---|---|
| Citi Cash Back | 2% | 2% | 2% |
| Standard Chartered Smart Card | 5%* | / | / |
| WeWa UnionPay Card | 4% | / | / |
Citi Cash Back vs Citi Rewards Card
Both Cards offer up to 2% cash rebate but conditions apply. For Citi Rewards, it only applies to contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass/) without spending categories limitation. With Citi Cash Back, it only applies to local dining, hotel spending and overseas transactions.
Citi Rewards Card doesn’t offer cash rebates for foreign transactions. If you are a frequent traveler using credit cards for your overseas transactions, Citi Cash Back Card is a better option.
Citi Cash Back vs Standard Chartered Simply Cash Card
Citi Cash Back Ineligible Transactions include:
- Cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program, Citi Credit Card "Quick Cash" Installment Program, “FlexiBill” Installment Program, “PayLite” Installment Program, payment to the Inland Revenue Department
- Casino transactions
- Online bill payment, dynamic currency conversion transactions, transactions through Faster Payment System (FPS) Service, and unposted/canceled/refunded transactions
FAQ
What is the annual fee of Citi Cash Back Card? Can it be waived?
- The annual fee of Citi Cash Back Card is HK$1,800 and you can enjoy the first-year waiver. You can also get your annual fee waived by applying an annual fee waiver request through Citibank hotline at 2860 0333.
Can students apply for Citi Cash Back Card?
- No. But students can apply for Citi Rewards Card or Citi Octopus Platinum Card.
Is there any overseas handling fee for overseas transactions if I use Citi Cash Back Card overseas?
- Yes, you will be charged overseas handling fee which is 1.95% for every foreign currency transaction.