- HK$400
- MoneySmart exclusive rewards
- 15%
- Rebate on transportation fare payments
- 5%
- Tunnel tolls and parking fee rebate
All Details
New customers of Citi Credit Card who accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction, eligible to get HK$300 Cash Rebate.
New customers of Citi Credit Card who accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction, eligible to get HK$300 Cash Rebate.
Welcome offer is only applicable to custeomers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
| Annual Principal Fee | HK$1,800 |
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| Fee Waiver | First year annual fee waiver |
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| Interest Free Period | 58 days |
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| Late Payment Fees | Late payment charge HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower |
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| Minimum Monthly Repayment | a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable) |
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| Foreign Cheque Clearing Fee | 1.95% |
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| Cash Advance Transaction Fee | 39.72% |
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