Enjoy 5X points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
Enjoy 3X Points on all contactless payment (including the basic spending reward of 1 Point and the extra 2 Points awarded under "Citi Rewards Card 3X Points Program")
Points will never expire and can be redeemed for rewards anytime
Instantly offset spending anytime with Citi Pay with Points.
New customers of Citi Credit Card who accumulate spending of HK$1,000 or above within 3 months which include at least 1 mobile payment via Apple Pay, Google Pay or Samsung Pay within first three months from the date of card issuance are eligible to get up to 75,000 Points.
New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date, capped at HK$1000 for each customer. No registration required.
Annual Principal Fee
HK$1,800
Fee Waiver
First year annual fee waiver
Interest Free Period
58 Days
Late Payment Fees
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Minimum Monthly Repayment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
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