1% Points Rebate for all local Mobile Payments
Citi Rewards UnionPay Card offers 3% and 1% rewards points on all shopping & entertainment and QuickPass transactions respectively. The annual income requirement for Citi Rewards UnionPay Card is just HK$120,000.
HK$120,000
Minimum Income Requirements
3%
Rebate for Shopping & Entertainment spend
1%
Rebate for all local Mobile Payments
MoneySmart Exclusive

【🎆 New Year Exclusive: Up to HK$3,999 Rewards - only until 9 Jan!】
From now until 31 January 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!
⠀⠀
🎁 New Year Luck Takes Off: 【Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
From now until 28 Jan, customers who successfully applied for a designated credit card via MoneySmart, get approved and answer the required question to enjoy an additional HK$88 cash! The most creative answers can win the Round-trip Air Ticket from Hong Kong to Tokyo/ Bangkok for two person on Hong Kong Airlines and more gifts! Click here for promotion details.

Valid until 28 Jan 2025 - See more details below

Are you eligible?

    • You are a new to bank Citi credit card holder

    • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 2 March 2025

    • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

    • Please note: Before the application through MoneySmart, please first Turn off the ad block; Clear the cookies; Don't use "incognito mode"; Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

What you need to know

  1. 【🎁Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
    To qualify the additional gift, eligible customers should successfully apply for the designated credit card and get approved, submit a creative answer to the required question: “Share which credit card you use and how you spend to maximize your earnings” (limited to 300 words) on the activity page during the Promotion Period. Complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid application reference number provided by the bank/ financial institution and the phone number that is linked to your bank account for receiving funds via FPS.
    ⠀⠀
    🌟Eligible Customers whose answers are selected by MoneySmart as the most creative will receive the Upgraded Gifts below:
    ・1st Prize (1 winner): Round-trip Air Ticket from Hong Kong to Tokyo for two person on Hong Kong Airlines
    ・2nd Prize (1 winner): Round-trip Air Ticket from Hong Kong to Bangkok for two person on Hong Kong Airlines
    ・3rd Prize (5 winners): Round-trip Air Ticket from Hong Kong to Taipei for one person on Starlux Airlines
    ・4th Prize (10 winners): gimes II 20" Foldable & Expandable Luggage (Value: HK$1,399)
    *The above offer is subject to Terms and Conditions, please click here for details.

  2. The “Qualifying Period” will be from 3 January 2025 to 9 January 2025

  3. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  4. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February, 2025

  5. All students' credit cards are not applicable to current MoneySmart exclusive promotion. New Customers who are full time students of degree / diploma program of a Hong Kong Tertiary Institution will only be entitled to designated welcome offer for students.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Earn up to 3% Points Rebate on Shopping & Entertainment, and 1% Points Rebate for QuickPass Payments

Good for

who looks for ways to maximize their spending through rewards in Shopping & Entertainment categories

Categories to maximise this card

Welcome offers, Shopping, Entertainment, E-wallet

All Details

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