1% Points Rebate for all local Mobile Payments
Citi Rewards UnionPay Card offers 3% and 1% rewards points on all shopping & entertainment and QuickPass transactions respectively. The annual income requirement for Citi Rewards UnionPay Card is just HK$120,000.
HK$120,000
Minimum Income Requirements
8.1X points
Cashback on shopping & entertainment transactions
As low as $1.85 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 01 Apr 2025 - See more details below

Are you eligible?

    • You are a new to bank Citi credit card holder

    • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 1 May 2025

    • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

    • Please note: Before the application through MoneySmart, please first Turn off the ad block; Clear the cookies; Don't use "incognito mode"; Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

What you need to know

  1. The “Qualifying Period” will be from 15 March 2025 to 1 April 2025

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 1 May, 2025

  4. All students' credit cards are not applicable to current MoneySmart exclusive promotion. New Customers who are full time students of degree / diploma program of a Hong Kong Tertiary Institution will only be entitled to designated welcome offer for students.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Earn up to 3% Points Rebate on Shopping & Entertainment, and 1% Points Rebate for QuickPass Payments

Good for

who looks for ways to maximize their spending through rewards in Shopping & Entertainment categories

Categories to maximise this card

Welcome offers, Shopping, Entertainment, E-wallet

All Details

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