Spending at Designated Merchants, earn up to 4% rebate in Clubpoints. 3% rebate in Clubpoints on eligible accumulated spending in designated merchants in Clubpoints is subject to a cap of 1,500 Clubpoints per statement cycle.
Spending at Club Shopping, earn up to 3% plus 1% rebate in Clubpoints, 1% rebate in Clubpoints is subject to a cap of 500 Clubpoints per statement cycle.
Upon reaching the Clubpoints limit, cardholder can still enjoy 1% rebate in Clubpoints on eligible transactions.
Earn 1% Spending Rebate at Other Merchants with No Cap
Any other eligible transactions with no minimum spending requirement
Priority Booking for upcoming Events and Concerts
Early access & pre-ordering of the latest gadgets
Up to 4% spending rebate at designated merchants
1% spending rebate at other merchants with no cap
Up to 4% spending rebate at designated merchants
1% spending rebate at other merchants with no cap
From now until 31 October, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 which include at least 1 eligible transaction each month after card issuance, new customers can enjoy $1,600 cash rebate
Supplementary Annual Fee
N/A
Fee Waiver
Interest Free Period
Up to 58 days
Annual Interest Rate
34.28%
Late Payment Fees
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Minimum Monthly Repayment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Foreign Currency Transaction Fee
1.95% of every transaction effected in a currency other than Hong Kong dollars
Foreign Check Fee
N/A
Cash Advance Transaction Fee
39.72% (2.67% per month) (inclusive of cash advance fee) when you open your account and it will be reviewed from time to time.
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