Free travel insurance and airport lounges access
Citi PremierMiles Card is a must-have for frequent travelers. Points can be redeemed for air miles for 11 Frequent Flyer Programs to redeem mileage of over 100 airlines, including Asia Miles, Avios, KrisFlyer. Points will never expire. No miles conversion charge. Enjoy access to airport lounges for 12 times throughout the year, free travel insurance and shopping protection, etc.
HK$120,000
Minimum Income Requirements
HK$8 = 1 mile
Miles Conversion (local spend)
HK$3 = 1 mile
Miles Conversion (overseas spend)
MoneySmart Exclusive

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 23 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 23 Dec 2024 - See more details below

Are you eligible?

    • You are a new to bank Citi credit card holder

    • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 2 February 2025

    • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

    • Please note: Before the application through MoneySmart, please first Turn off the ad block; Clear the cookies; Don't use "incognito mode"; Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

What you need to know

  1. The “Qualifying Period” will be from 10 December 2024 to 23 December 2024

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 January, 2025

  4. All students' credit cards are not applicable to current MoneySmart exclusive promotion. New Customers who are full time students of degree / diploma program of a Hong Kong Tertiary Institution will only be entitled to designated welcome offer for students.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

spending HK$20,000 monthly to enjoy HK$3= 1 mile for overseas spending

Good for

frequent travellers who would like to get free travel insurance and access to airport lounges

Categories to maximise this card

welcome offers, overseas spending and digital wallet top-up

What people use it for

overseas spending and digital wallet top-up

Get if

you are a frequent traveller who likes prestigious travel benefits (e.g. free travel insurance) and enjoy flexibility on converting points to 12 different mileage programs

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Citi PremierMiles Card

Credit CardMinimum Annual Salary Annual Fee
Citi PremierMiles CardHK$120,000HK$1,800

Citibank PremierMiles Card Reviews: Citi Premier Miles Credit Card Pros and Cons

Citi Premier Miles Credit Card Pros

1. Earn up to 108,000 Points as welcome offers

2. Points will never expire

3. 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer) to redeem mileage of over 100 airlines

4. Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express and Hotel Indigo)

5. No service charge for mileage conversion

6. Enjoy up to 12 times free access over 50 designated Plaza Premium Lounges around the world every calendar year

7. Enjoy free travel insurance

Citibank PremierMiles Card Cons

1. The miles conversion for local spend of Citi PremierMiles Card (HK$8=1) is not as attractive as that of DBS Black World Mastercard (HK$6=1). 2. Unlike Standard Chartered Cathay Mastercard, holders of Citi Premier Miles Credit cannot enjoy automatic conversion. Cardholders have to redeem miles manually.

Should I get a Citi PremierMiles Card?

Citi PremierMiles Card is a lower-tier credit card with good travel perks. It is best for frequent travellers with an average income and would like to get free travel insurance and access to airport lounges and the flexibility of converting points to 12 different mileage programs.

Citi PremierMiles Card Mileage Conversion Rate Comparison

Credit CardMileage Conversion RateMinimum Annual Salary
Citi PremierMiles CardHK$8= 1Mile (Local Spend) HK$120,000
Standard Chartered Cathay MastercardHK$5 = 1 Mile (Local Spend) ; HK$3=1Mile(Eligible spending on Cathay Airways and HK Express)HK$96,000
DBS Black World MastercardHK$6= 1 Mile (Local Spend) HK$240,000

Citi PremierMiles Card vs American Express Explorer Credit Card

The minimum annual salary requirement for American Express Explorer Credit Card is HK$300,000, which is much higher than the annual minimum income requirement for Citi PremierMiles Card.
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.

Citi PremierMiles Card vs Citi Rewards

The annual income requirement for Citi PremierMiles Card and Citi Rewards is just HK$120,000. Both are considered lower-tier credit cards. Citi PremierMiles Card is designed for travel lovers while Citi Rewards are designed for shoppers who enjoy a wide variety of rewards.
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.

Citi PremierMiles Card vs Standard Chartered Cathay Mastercard

With Standard Chartered Cathay Mastercard, cardholders can get the maximum value by dining at Asia Miles partner restaurants on Mondays to enjoy HK$1= 1 mile but it is limited to redeem Asia Miles only. If you are looking for more diversified flyer programs, Citi PremierMiles Card has more to offer. You can redeem mileage of over 100 airlines of 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer).

Citi Premier Miles vs Citi Prestige

The annual salary requirement of Citi Prestige Card is HK$600,000, which is 5X higher than that of Citi PremierMiles Card. Citi Prestige Card is best for high-income earners who enjoy prestigious travel perks such as free night at any hotel for booking a minimum of 4 consecutive and free travel insurance coverage up to HK$750,000. However, it comes with a nonwaivable annual fee of HK$3,800. Citi Premier Miles is a lower-tier travel credit card that comes with good travel perks such as 12 times free access 50+ designated Plaza Premium Lounges.

FAQ

How do I get my Citi annual fee waiver?

Cardholders can call Citibank customer service hotline: +852 2860 0333 to request for an annual fee waiver.

How do I convert Citi miles to Asia Miles?

You can redeem the points that you have earned for Air Miles at Citi ThankYou℠ Rewards online.

How do I convert Citi miles to Avios?

You can redeem the points that you have earned for Avios at Citi ThankYou℠ Rewards online. You will not be charged any service charge for mileage conversion.