Citi PremierMiles Card
Citi PremierMiles Card
Free travel insurance and airport lounges access
Citi PremierMiles Card is a must-have for frequent travelers. Points can be redeemed for air miles for 11 Frequent Flyer Programs to redeem mileage of over 100 airlines, including Asia Miles, Avios, KrisFlyer. Points will never expire. No miles conversion charge. Enjoy access to airport lounges for 12 times throughout the year, free travel insurance and shopping protection, etc.
- HK$120,000
- Minimum Income Requirements
- HK$8/ mile
- Miles Conversion (Digital Wallets)
- N.A.
- Cash back on digital wallets
MoneySmart Exclusive
【MoneySmart Exclusive！】From now until 4 November, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Are you eligible?
- Customers (“Eligible Cardholders”) must submit the application form through MoneySmart during the Promotional Period and successfully apply for a principal card of Citi Prestige Card, Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Mastercard, Citi Rewards UnionPay Credit Card , Citi Octopus Platinum Card, Citi HKTVmall Card or Citi The Club Credit Card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) and have their Eligible Card successfully approved by December 4, 2024.
- Unless otherwise specified, the Welcome Offers are not applicable to customers who currently hold, have cancelled or have held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card (“New Customer”).
- Students are not eligible for this credit card promotion. All student applicants are only eligible to enjoy the designated Citi Student Credit Card welcome offer.
What you need to know
- Each Eligible Cardholder is entitled to one welcome offer only (Except for applicants of Citi Prestige Card).
- Eligible Cardholders are entitled to the following welcome offer upon successful physical card activation within a month since from the date of card issuance and fulfilling the below relevant reward condition (“Welcome Offer”):Welcome Offers | Reward Conditions/Spending Conditions
HK$1,600 Cash Rebate | Accumulate spending of HK$8,000 or above within first 3 months# from the date of card issuance which include at least 1 eligible transaction each month
# For example, when the Eligible Card issue date of a New Customer is on June 16, 2024, then the first month is from June 16 to July 15, 2024; the second month is from July 16 to August 15, 2024; the third month is from August 16 to September 15, 2024. - Cash Rebate: will be credited to Eligible Cardholders’ card account within 5 calendar months upon the month of meeting the reward conditions/spending conditions.
All Details
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Citi PremierMiles Card
| Credit Card | Minimum Annual Salary | Annual Fee |
|---|---|---|
| Citi PremierMiles Card | HK$120,000 | HK$1,800 |
Citibank PremierMiles Card Reviews: Citi Premier Miles Credit Card Pros and Cons
Citi Premier Miles Credit Card Pros
1. Earn up to 108,000 Points as welcome offers
2. Points will never expire
3. 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer) to redeem mileage of over 100 airlines
4. Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express and Hotel Indigo)
5. No service charge for mileage conversion
6. Enjoy up to 12 times free access over 50 designated Plaza Premium Lounges around the world every calendar year
7. Enjoy free travel insurance
Citibank PremierMiles Card Cons
1. The miles conversion for local spend of Citi PremierMiles Card (HK$8=1) is not as attractive as that of DBS Black World Mastercard (HK$6=1).
2. Unlike Standard Chartered Cathay Mastercard, holders of Citi Premier Miles Credit cannot enjoy automatic conversion. Cardholders have to redeem miles manually.
Should I get a Citi PremierMiles Card?
Citi PremierMiles Card is a lower-tier credit card with good travel perks. It is best for frequent travellers with an average income and would like to get free travel insurance and access to airport lounges and the flexibility of converting points to 12 different mileage programs.
Citi PremierMiles Card Mileage Conversion Rate Comparison
| Credit Card | Mileage Conversion Rate | Minimum Annual Salary |
|---|---|---|
| Citi PremierMiles Card | HK$8= 1Mile (Local Spend) | HK$120,000 |
| Standard Chartered Cathay Mastercard | HK$5 = 1 Mile (Local Spend) ; HK$3=1Mile(Eligible spending on Cathay Airways and HK Express) | HK$96,000 |
| DBS Black World Mastercard | HK$6= 1 Mile (Local Spend) | HK$240,000 |
Citi PremierMiles Card vs American Express Explorer Credit Card
The minimum annual salary requirement for American Express Explorer Credit Card is HK$300,000, which is much higher than the annual minimum income requirement for Citi PremierMiles Card.
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.
Citi PremierMiles Card vs Citi Rewards
The annual income requirement for Citi PremierMiles Card and Citi Rewards is just HK$120,000. Both are considered lower-tier credit cards. Citi PremierMiles Card is designed for travel lovers while Citi Rewards are designed for shoppers who enjoy a wide variety of rewards.
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.
Citi PremierMiles Card vs Standard Chartered Cathay Mastercard
With Standard Chartered Cathay Mastercard, cardholders can get the maximum value by dining at Asia Miles partner restaurants on Mondays to enjoy HK$1= 1 mile but it is limited to redeem Asia Miles only. If you are looking for more diversified flyer programs, Citi PremierMiles Card has more to offer. You can redeem mileage of over 100 airlines of 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer).
Citi Premier Miles vs Citi Prestige
The annual salary requirement of Citi Prestige Card is HK$600,000, which is 5X higher than that of Citi PremierMiles Card. Citi Prestige Card is best for high-income earners who enjoy prestigious travel perks such as free night at any hotel for booking a minimum of 4 consecutive and free travel insurance coverage up to HK$750,000. However, it comes with a nonwaivable annual fee of HK$3,800. Citi Premier Miles is a lower-tier travel credit card that comes with good travel perks such as 12 times free access 50+ designated Plaza Premium Lounges.
FAQ
How do I get my Citi annual fee waiver?
- Cardholders can call Citibank customer service hotline: +852 2860 0333 to request for an annual fee waiver.
How do I convert Citi miles to Asia Miles?
- You can redeem the points that you have earned for Air Miles at Citi ThankYou℠ Rewards online.
How do I convert Citi miles to Avios?
- You can redeem the points that you have earned for Avios at Citi ThankYou℠ Rewards online. You will not be charged any service charge for mileage conversion.