^HK$240,000

Min. Annual Salary

$6 = 1 Mile

Miles Conversion (overseas spend)

N.A.

Miles Conversion (local spend)

All Details

• Key Features

  • Attractive welcome offer: First HK$5,000 local spending HK$1 = 1 Mile and first HK$70,000 oversea spending HK$2.5=1 Mile, also include year round HK$3 = 1 Mile when registered via Card+

  • No expiry date on DBS$

  • Use DBS$ to redeem flights, hotels, car rental or packages

Annual Fee Waiver

• First-year annual fee waiver of HK$2,000

Air Miles

• HK$5 = 1 Mile (Local)

• HK$3 = 1 Mile (Overseas)

• No charges on the conversion from DBS$ to miles

• Can use DBS$ to redeem air tickets or hotels in iGO Rewards

• Complimentary newspaper/magazine redemption at airport

• Use DBS$ to redeem flights, hotels, car rental or packages

Welcome Offers

• Local Spend: HK$1 = 1 mile for first HK$5,000 spent (upper limit: 5,000 miles)

• Local Spend: HK$5 = 1 mile thereafter for HK$235,000 spent (upper limit: 47,000 miles)

• Overseas Spend: HK$2.5 = 1 mile for first HK$70,000 spent (upper limit: 28,000 miles)

• Overseas Spending Upgrade Offer: HK$3 = 1 mile thereafter for HK$60,000 spent (upper limit: 20,000 miles)

• First year annual Fee waiver of HK$2,000

Best Credit Cards

• HK$5 = 1 Mile (Local)

• HK$3 = 1 Mile (Overseas)

• Attractive Welcome Offer：First HK$5,000 local spending HK$1 = 1 Mile and first HK$70,000 oversea spending HK$2.5=1 Mile, also include year round HK$3 = 1 Mile when registered via Card+

• No charges on the conversion from DBS$ to miles

• Can use DBS$ to redeem air tickets or hotels in iGO Rewards

Annual Interest Rate and Fees

Annual Principal Fee	HK$1,000
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Up to 60 days
Annual Interest Rate	36.33%
Late Payment Fees	HK$300
Minimum Monthly Repayment	Varies. For more info, view T&C
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	4.8%
Overlimit Fee	HK$180

Minimum Income Requirements

Local Resident	HK$240,000
Foreigner	HK$240,000

Card Association

American Express

Wireless Payment

Amex Pay