^HK$150,000

Min. Annual Salary

5％

Rebate on 4 designated categories of spendings

1%

Rebate on other retail spending

All Details

• Key Features

  • Up to 5% rebate on designated categories of spending (dining, medical services, sportswear and fitness clubs)

  • Up to 1% rebate on other retail spending

  • Up to 35% off health & medical privileges

  • Spending Instalments
    •Exclusive Offer for DBS Eminent Card: Enjoy 50% one-off handling fee rebate for 3 times upon successful application for 3 to 12-month Flexi Shopping instalments via DBS Card+ app for a single transaction of HK$500 or above for medical service spending.
    • •Auto Flexi Shopping Offer: Set up an Auto Flexi Shopping instruction and successfully apply for 3 to 12-month Flexi Shopping instalments according to the relevant Instruction, you will receive a one-off handling fee rebate for 3 times.
    •Terms and Conditions apply to the Flexi Shopping offers above. For details, please refer to go.dbs.com/hk-fs-en.
    

Cash Back

• DBS Eminent Cardholders must complete the registration of “DBS Eminent Card Up To 5% Rebate Program” successfully via DBS Card+ mobile application. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.

• Eligible Spending with a single net spending of HK$300 or above of Designated Categories (dining, medical services, sportswear and fitness clubs) is eligible for earning up to 5% rebate.

• An eligible spending with a single net spending of less than HK$300 under Designated Categories, and an Eligible Spending other than the Designated Categories are eligible for up to 1% Rebate on Other Retail Spending.

• The first HK$4,000 Designated Categories of Spending in total in each calendar month will be entitled to a 5% rebate, and the first HK$15,000  spending of the Other Retail Spending in each calendar month will be entitled to a 1% rebate.

• Terms and Conditions apply. Please refer to go.dbs.com/hk-eminent-rebate-en for details

• Promotion Period: 1 January 2025 – 31 December 2025

Welcome Offers

• New Customers^ who fulfilled the relevant spending requirements within 3 months from the card issuance date (“Spending Period”), and register and activate DBS Card+ account within 1 month of the New Card issuance date, can enjoy the first-year annual fee waiver and the following welcome offer:

• ・Accumulate retail spending of HK$3,000 or above, and / or successfully applied and approved of Instant Cash : 10% Cash Rebate on Eligible Spending (maximum limit of up to HK$500 Cash Rebate)

• ・HK$1,000 or above in total for top up amount via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period: Extra HK$100 Cash Rebate

• Successfully apply for Flexi Shopping 3 to 12-month instalments via DBS Card+ app within 3 months after the new card issuance, enjoy a one-off handling fee rebate up to HK$200.

• ^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled DBS Eminent Card issued by the Bank (“Existing Customers ”).

• Credit card offers are subject to Terms and Conditions. Please refer to go.dbs.com/hk-eminent-en for details

• Terms and Conditions apply to Credit Card New Customer Flexi Shopping Offer. For details, please refer to go.dbs.com/hk-fscarde.

• To borrow or not to borrow? Borrow only if you can repay!

Online Shopping

• Up to 5% rebate on 4 designated categories of spending (dining, medical services, sportswear and fitness clubs)

• Other retail spending up to 1% rebate

Best Credit Cards

• Up to 5% rebate on 4 designated categories of spending (dining, medical services, sportswear and fitness clubs)

• Up to 1% rebate on other retail spendings

• Up to 35% off health & medical privileges

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Annual Interest Rate and Fees

Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Up to 60 days
Annual Interest Rate	35.70%
Late Payment Fees	Max HK$300
Minimum Monthly Repayment	Varies. For more info, view T&C
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	4% of cash amount or min HK$100 + HK$20 admin fee
Overlimit Fee	HK$180

Minimum Income Requirements

Local Resident	HK$150,000

Card Association

Visa