^HK$360,000

Min. Annual Salary

5％

Rebate on designated spending categories

1%

Rebate on other retail spending

All Details

• Key Features

  • A single net spending of HK$300 or above of Designated Spending Categories

  • Other retail spending up to 1% rebate

  • Dining privileges up to 30% off

Dining

• Up to 30% off at Harbour Plaza 8 Degrees

• 15% off at Gateway Hotel

• 15% off at Marco Polo Hong kong Hotel

• Up to 10% at Conrad Hong Kong

• HK$200 off at Amelia Hong Kong

Best Credit Cards

• Up to 5% rebate upon a single net spending of HK$300 or above of 4 Designated Spending Categories

• Up to 1% rebate on other retail spendings

• Up to 30% off exclusive dining privileges

• Up to 52% off health & medical privileges and trial offer

Cash Back

• DBS Eminent Cardholders must complete the registration of “DBS Eminent Card Up To 5% Rebate Program” successfully via DBS Card+ mobile application. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.

• The first HK$8,000 (applicable to Signature Card) / HK$4,000 (applicable to Platinum Card) Eligible Spending in the Designated Spending Categories in total in each calendar month, a single net spending of HK$300 or above of Designated Spending Categories is eligible for earning 5% rebate

• The first HK$20,000 (applicable to Signature Card) / HK$15,000 (applicable to Platinum Card) Eligible Spending in Other Retail Spending in total in each calendar month, Cardholders shall entitle to a 1% rebate

• Promotion period: 1 January 2024 – 31 December 2024

Welcome Offers

• New Customers^ who fulfilled the relevant spending requirements within 3 months from the card issuance date (“Spending Period”), and register and activate DBS Card+ account within 1 month of the New Card issuance date, can enjoy the first-year annual fee waiver and the following welcome offer:

• Accumulate eligible spending of HK$3,000 or above: 10% Cash Rebate on eligible spending (with a maximum limit of up to HK$450)

• HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service or successfully apply 12-month or above Flexi Shopping Programme with New Card within 3 months from the new card issuance date, no amount requirement: Extra HK$100 Cash Rebate

• New Customers^ and Existing Customers^ successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance: HK$50 InstaRedeem Discount

• New Customers^ apply via DBS Card+ Extra Welcome Offer: HK$50 InstaRedeem Discount(Details：go.dbs.com/hk-online-acq-50SIR)

• ^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled DBS Eminent Card issued by the Bank (“Existing Customers ”).

• Credit card offers are subject to Terms and Conditions. Please refer to go.dbs.com/hk-eminent-en for details

• To borrow or not to borrow? Borrow only if you can repay!

Online Shopping

• Up to 5% rebate: upon a single net spending of HK$300 or above of 4 Designated Spending Categories

• Other retail spending up to 1% rebate

Annual Interest Rate and Fees

Annual Principal Fee	HK$2,000
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Up to 60 days
Annual Interest Rate	35.70%
Late Payment Fees	Max HK$300
Minimum Monthly Repayment	Varies. For more info, view T&C
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	4% of cash amount or min HK$100 + HK$20 admin fee
Overlimit Fee	HK$180

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Minimum Income Requirements

Local Resident	HK$360,000
Foreigner	HK$360,000

Card Association

Visa