Welcome Offer: Enjoy HK$150 "InstaRedeem" Amount upon retail spending of HK$1,800 or above within 3 months from card issuance date
5% Cash Rebate Reward of Your Choice Selection List (Online Foreign Currency Spending; Online Travel Merchant Spending; Online Entertainment Spending; Online Fashion & Apparel Spending; Online Care more Charity Donations)
1% Unlimited Cash Rebate For Online Transactions of Foreign Currency
5% Cash Rebate Reward of Your Choice Selection List (Online Foreign Currency Spending; Online Travel Merchant Spending; Online Entertainment Spending; Online Fashion & Apparel Spending; Online Care more Charity Donations)
1% Unlimited Cash Rebate for Online Spending in foreign currencies
iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction
Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
New Customers^ who fulfilled the relevant spending requirements within 3 months from the card issuance date (“Spending Period”), and register and activate DBS Card+ account within 1 month of the New Card issuance date, can enjoy the first-year annual fee waiver and the following welcome offer:
HK$1,800 within 3 months from the new card issuance date: HK$150 InstaRedeem Discount
HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service or successfully apply 12-month or above Flexi Shopping Programme with New Card within 3 months from the new card issuance date, no amount requirement: Extra HK$100 Cash Rebate
New Customers^ and Existing Customers^ successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance: HK$50 InstaRedeem Discount
New Customers^ apply via DBS Card+ Extra Welcome Offer: HK$50 InstaRedeem Discount(Details：go.dbs.com/hk-online-acq-50SIR)
^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled DBS Live Fresh Card issued by the Bank (“Existing Customers ”).
Credit card offers are subject to Terms and Conditions. Please refer to go.dbs.com/hk-livefresh-en for details
To borrow or not to borrow? Borrow only if you can repay!
Annual Principal Fee
HK$1,800
Supplementary Annual Fee
HK$900
Fee Waiver
First year annual fee waiver; second year onwards: HKD$1,800
Interest Free Period
1% of monthly balance + fees
Annual Interest Rate
35.70%
Late Payment Fees
HK$350 or the minimum payment, whichever is lower, per statement cycle
Minimum Monthly Repayment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
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