Are you eligible?

• • Advertisement information provided by Hang Seng Bank Limited.
    MoneySmart may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

  • * "New credit card customer" refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited

  • "Existing Credit Card Customers" refer to applicants who are currently holding and / or have ever held the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

  • The Welcome Offers are not applicable to Principal Card customers who are currently holding and / or have ever held any MMPOWER World Mastercard®/ Spending Card during the 12 months immediately preceding the date of application.
    If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

  • In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.

  • To borrow or not to borrow? Borrow only if you can repay!

What you need to know

1. 【🎁Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
   To qualify the additional gift, eligible customers should successfully apply for the designated credit card and get approved, submit a creative answer to the required question: “Share which credit card you use and how you spend to maximize your earnings” (limited to 300 words) on the activity page during the Promotion Period. Complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid application reference number provided by the bank/ financial institution and the phone number that is linked to your bank account for receiving funds via FPS.
   ⠀⠀
   🌟Eligible Customers whose answers are selected by MoneySmart as the most creative will receive the Upgraded Gifts below:
   ・1st Prize (1 winner): Round-trip Air Ticket from Hong Kong to Tokyo for two person on Hong Kong Airlines
   ・2nd Prize (1 winner): Round-trip Air Ticket from Hong Kong to Bangkok for two person on Hong Kong Airlines
   ・3rd Prize (5 winners): Round-trip Air Ticket from Hong Kong to Taipei for one person on Starlux Airlines
   ・4th Prize (10 winners): gimes II 20" Foldable & Expandable Luggage (Value: HK$1,399)
   *The above offer is subject to Terms and Conditions, please click here for details.

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February, 2025

3. New credit card customers who successfully applied for the MMPOWER World Mastercard® via MoneySmart simply spend HK$1,000 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints.

4. Existing credit card customers who successfully applied for the MMPOWER World Mastercard® via MoneySmart simply spend HK$700 within 30 days after card issuance, can enjoy an extra 7,000 SmartPoints.

5. Use 10,000 SmartPoints / 7,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
   *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies.

6. 【Welcome Offer】
   Successfully applied the Designated Credit Card during the Promotion Period, and have made transaction in an accumulated amount of HKD5,000 with the card within 60 days from the date of new card issuance, New credit card customers will be entitled to $700 +FUN Dollars (apart from the basic +FUN Dollars rebate), Existing Credit Card Customers will be entitled to $300 +FUN Dollars (apart from the basic +FUN Dollars rebate).

7. 【 Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Program】
   From now till 31 December 2025, earn 6% +FUN Dollars in overseas foreign currencies spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HKD5,000. Register for Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Program now! 

   Selected spending categories (choose 2 out of 3):
   ・ Dining (dine-in and takeaway at restaurant outlets; fast food not included)
   ・ Electronics
   ・ Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)