HSBC Visa Signature Card offers 9X RewardCash (i.e. 3.6% RewardCash rebate or HK$25= 1 mile), including exclusive extra 3X RewardCash rebate in addition to the 6X RewardCash rebate in Rewards of Your Choice category
HK$240,000
Min. Annual Salary
Up to 3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive
🔥【The Wait is Over - Time for your HSBC credit Card🫵🏻】
From now until 17 April, register the promotion with MoneySmart promo code "MARTFLASH" and apply for the designated HSBC credit card: HSBC Visa Signature Card/  HSBC Pulse UnionPay Dual Currency Diamond Credit Card to earn up to $1,600 RewardCash! Available for both new and existing customers - apply now to unlock the flash offer!
Valid until 17 Apr 2025 - See more details below

Are you eligible?

    • 【⚡️Online Flash Welcome Offer】Up to $600 RewardCash
      During the promotional period from 27 March to 17 April, New Credit Card Customers can enjoy an extra $600 RewardCash if you fulfill the requirements under (a) to (c):
      (a) successfully apply for an Eligible Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App; and
      (b) successfully complete the Registration via the designated website with the promo code "MARTFLASH"; and
      (c) To qualify, spend HK$8,000 in eligible transactions within 60 calendar days of card approval (including one mobile payment transaction), and successfully login to HSBC Reward+ App once by 31 July 2025. 

      Extra $300 RewardCash for existing credit card customers who fulfilled the designated requirements.

    • 【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
      During the promotion period from 1 March 2025 to 28 February 2026, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash.

    • 【Cash Instalment Plan Promtion】Extra $200 RewardCash
      New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.

What you need to know

  1. "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

Quick Facts

Get the maximum value by

specific spending categories

Good for

consumers focusing their purchases in specific categories.

Categories to maximise this card

specific spending categories

What people use it for

specific spending categories

Get if

you are willing to apply for more than one card and focus this one in a specific spending category to get the maximum cashback or air miles

All Details

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HSBC Visa Signature Pros

Attractive rebate

Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)

Diversifying rewards

"RewardCash" can be exchanged for miles (as low as HK$1.79=1 mile), gifts or cash

Exclusive dining and shopping discounts

Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas

HSBC Visa Signature Cons

Registration required for additional RewardCash

To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.

Relatively high application threshold

To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.

Annual fee

New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.

Section Title

What are the welcome offers for HSBC Visa Signature?

Up to HK$800 RewardCash and two-year annual fees waivers.

Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?

Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.

How much is the annual fee for HSBC Visa Signature? Can it be waived?

New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.

What is Red Hot Rewards of Your Choice and how to apply?

HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.


With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.


To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.

How can I apply for an HSBC Visa Signature supplementary card?

The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.