HSBC Visa Signature Card offers 9X RewardCash (i.e. 3.6% RewardCash rebate or HK$25= 1 mile), including exclusive extra 3X RewardCash rebate in addition to the 6X RewardCash rebate in Rewards of Your Choice category
HK$240,000
Min. Annual Salary
HK$2.78 = 1 Mile
Miles Conversion (Dining)
HK$2.78 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By December 31, 2024, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
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New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

    • Customers must submit the redemption form in MoneySmart Dashboard on or before 14 January 2025 to be eligible for extra rewards.

What you need to know

  1. By December 31, 2024, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card via MoneySmart and submit the redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

  2. 【Limited Online Flash Welcome Offer】
    By December 31, 2024, apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart successfully and submit the rewards redemption form, you can earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
    1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
    2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)

  3. From 1 December 2024 to 28 February 2025, you can receive up to an extra 10% RewardCash rebate upon accumulated Eligible Transactions of HK$1,000 or above at Mannings when using your HSBC credit card:
    ・Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
    ・Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash

  4. From 1 December 2024 until 28 February, 2025, enjoy Red Hot Winter Rewards— Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

    Total Net Spending Amount Extra RewardCash rebate Maximum amount of extra RewardCash
    HK$3,000 or above 3% $100
    HK$6,000 or above 5% $400
    HK$10,000 or above 6% $950
  5. HSBC Credit Card x HKTVmall Time-limited Welcome Offer
    From 1 to 31 December 2024, apply for an HSBC EveryMile Credit Card or HSBC Visa Signature Card to enjoy the time-limited welcome offer of up to HK$900 HKTVmall eGift Voucher and $200 RewardCash.

  6. MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute

T&Cs
Claim Form

Quick Facts

Get the maximum value by

specific spending categories

Good for

consumers focusing their purchases in specific categories.

Categories to maximise this card

specific spending categories

What people use it for

specific spending categories

Get if

you are willing to apply for more than one card and focus this one in a specific spending category to get the maximum cashback or air miles

All Details

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HSBC Visa Signature Pros

Attractive rebate

Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)

Diversifying rewards

"RewardCash" can be exchanged for miles (as low as HK$1.79=1 mile), gifts or cash

Exclusive dining and shopping discounts

Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas

HSBC Visa Signature Cons

Registration required for additional RewardCash

To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.

Relatively high application threshold

To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.

Annual fee

New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.

Section Title

What are the welcome offers for HSBC Visa Signature?

Up to HK$800 RewardCash and two-year annual fees waivers.

Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?

Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.

How much is the annual fee for HSBC Visa Signature? Can it be waived?

New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.

What is Red Hot Rewards of Your Choice and how to apply?

HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.


With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.


To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.

How can I apply for an HSBC Visa Signature supplementary card?

The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.