Best-in-town Unlimited CashBack
3%
Unlimited CashBack at all supermarkets
2%
Unlimited CashBack
Up to HKD1,999 rewards
MoneySmart exclusive welcome offer
Banner Image
MoneySmart Exclusive

New Card Reward Upgrade in April 🎁
⭐️ Unlimited Cashback♾New customers successfully open a Mox credit card with the invitation code "MOXMSCASH" and spend a total of HKD15,000 to enjoy rewards of up to HKD1,499!
⠀⠀
【📣 New credit card spending experience — switch between CashBack and miles rewards with one click!】
From now until April 30, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code 'MOXMSCASH' can enjoy HKD 500 cash rebate if you spend HKD 5,000 within 60 days. Spend HKD15,000 can enjoy exclusive offers from MoneySmart: POLAROIDGo Generation 2 instant camera (valued: HKD999) /Verage 19006 20" Front Opening Suitcase (valued: HKD899)/ JBL Wind 3 Portable FM Bluetooth Speaker (valued: HKD599) / HKD500 Apple Store GIft Card /ParkNShop vouchers/ HKTVmall vouchers
⠀⠀
【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • From now until April 30, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code 'MOXMSCASH', with spending of designated amounts within the first 60 calendar days after the card approval, can enjoy up to HKD1,499 rewards:
      ・Spend HKD5,000 can enjoy HKD500 cash rebate if you spend HKD 5,000 within 60 days (delivered by Mox)
      ・Spend HKD15,000 can further enjoy exclusive offers from MoneySmart: POLAROID Go Generation 2 instant camera (valued: HKD999) /Verage 19006 20" Front Opening Suitcase (valued: HKD899)/ JBL Wind 3 Portable FM Bluetooth Speaker (valued: HKD599) /HKD500 Apple Store GIft Card /PARKnSHOP Supermarket Vouchers/ HKTVmall Voucher (delivered by MoneySmart)

    • During the Promotion Period, new customers who successfully open a Mox account using the invitation code 'MOXMSCASH', can enjoy HKD500 cash rebate if you deposit HKD100,000 in the Mox Account within 7 days after the account opened and maintain an average Eligible Balance of HKD100,000 or above for the next 60 days

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2025

  2. During the Promotion Period, you must use the Invitation Code to open a Mox Account, completing the Mox Account opening process the following 15 days and Mox Credit application in the following 30 days.

  3. Earn While You Travel During the holiday 🛩: Hotel and Flight Discounts, Up to 9% Exclusive Discount + 5% CashBack, as well as 3% CashBack for your shopping at any supermarkets.

  4. ^Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024. From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.

  5. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.  FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).

  6. From 1 April until 31 May 2025, register the promotion and earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Merchants of up to HKD150. Selected Merchants 3% Cash Reward Promotion Terms and Conditions applies.

  7. Limited quota for the Promotion, first come first serve.

  8. To borrow or not to borrow? Borrow only if you can repay!

  9. 【🐣Outshine Easter - Stack Up the PERKS】
    Customers must complete and submit the redemption form after logging in to MoneySmart on or before the 10 May, 2025, along with proof of credit card approval from the issuing institution (if applicable). Eligible Customers will receive the HK$50 travel insurance promo code within 6 months after the promotion period ends. Terms and conditions apply.

T&Cs
FAQ
Claim Form

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.