Limited Offer|Best-in-town Asia Miles rewards
HKD4 = 1 mile
Miles Conversion
1.95%
Foreign transaction fee waived
68,500 miles + HKD200 voucher
MoneySmart exclusive welcome offer
MoneySmart Exclusive

March Limited Offer : Get an extra HKD 200 voucher just for you💵
🛩 New customers can use the invitation code "4100MSTFS" to enjoy up to 25,000 miles (redeemable for a round-trip ticket to Japan 🇯🇵). During the promotional period, spend a specified amount to receive an additional 12,500 miles 🛩. By making a 12-month fixed deposit, you can earn up to 68,500 miles all at once!
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Additionally, MoneySmart will reward you an exclusive HKD200 Apple Store gift card / ParknShop cash voucher / Trip.com electronic voucher by successfully opening an account with the promo code '4100MSTFS' and spending a minimum of HKD 15,000. Total value over HKD8,582💰

Terms and conditions apply.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

Valid until 31 Mar 2025 - See more details below

Are you eligible?

    • From now until March 6, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code "4100MSTFS" can enjoy up to 25,000 miles if they spend HKD15,000 within 60 days and meet the deposit requirements (Delivered by Mox) ; and

    • Place a Time Deposit of HKD100,000 with different tenor options, earning miles instantly and fly to different destinations right aways!

      Tenor Asia Miles
      6-month 18,000 Asia miles
      12-month 31,000 Asia miles
      24-month 48,000 Asia miles
    • [Limited-time Offer : Pick your fav 1 from 3!]
      1. HKD200 Apple Store Gift Card
      2. HKD200 PARKnSHOP supermarket voucher
      3. HKD200 Trip.com e-Voucher

    • Before the application through MoneySmart, please first Turn off the ad block; Clear the cookies; Don't use "incognito mode"; Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

    • Customers must submit the redemption form in MoneySmart Dashboard on or before 30 June 2025

What you need to know

  1. Introducing the all-new Mox Credit "4100" miles-earning code 🛩
    4 = 1: Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases
    0 Limits – Unlimited Miles, Unlimited Trips
    0% FX Fees (Overseas spending and online shopping are applicable)

  2. Deposit HKD250,000 within 7 days upon your account opening and maintain such savings balance for 60 days or above to earn an extra 6,250 miles. Then, spend HKD15,000 within 60 days upon your credit card approval to get extra 15,000 miles + 3,750 miles (based on HKD4 = 1 mile). In total, you can earn 25,000 miles which can be redeem for a Cathay Pacific round-trip ticket to Japan.

  3. Applicants are required to provide the reference number issued by Mox on the rewards redemption form. This reference number will be sent via email from Mox within 14 working days following a total spending of HKD15,000. The email will contain the 'Successful Application Number (7 digits).' Please note that this email will be sent to the email address registered with Mox. If you have not received the email, kindly check your spam folder.

  4. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.  FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).

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