Family Travel Cover | 0% Cross Border Fee
The Platinum Card is the most prestigious American Express card besides the Black Card. Though the annual fee is HK$9,500, it comes with a wide range of privileges such as unlimited access to airport lounges, travel insurance, hotel membership. Enjoy an annual statement credit of up to HK$2,200 for pre-paid hotel and car rental bookings made through American Express Travel Online as a Platinum Basic Card Member. Also, American Express provides 24/7 world class service which allows you to travel worry-free.
8%
Discount at Expedia/Hotels.com/Trip.com
Up to 7%
Discount at Agoda
40%
Discount at designated restaurants
MoneySmart Exclusive

【🔥MoneySmart Exclusive: 🤑HK$4,000 CASH or Premium Gifts of up to HK$5,690 Await!】
From now until 20 March 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time upgrade awaits!
1. [⚡️7 DAYS ONLY!] HK$4,000 Cash (automatically converted by 40,000 SmartPoints and will directly deposit into your FPS account)
2. LG DD12GMWE0 24L PuriCare™ DUAL Inverter Dehumidifier (Value: HK$5,690) or
3. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
4. B&O Beolit 20 Bluetooth Speaker (Value: HK$4,998) or
5. Dyson Airwrap™ multi-styler (Value: HK$4,480)
⠀⠀
Terms & Conditions Apply.

Valid until 20 Mar 2025 - See more details below

Are you eligible?

    • The welcome offers will not be eligible to those who holding the card within a year

    • American Express reserves the right to claw back the Welcome Offer or debit the original price of the Welcome Offers from the Eligible Card account without prior notice if the annual fee was waived and Welcome Offer was awarded

    • Your credit card application is approved and complete spending requirement of HK$15,000 in the first 2 months.

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • The welcome offers will not be eligible to those who holding the card within a year

    • This promotion cannot be combined with any other offers. The Successful Applicant shall NOT be further entitled to receive welcome rewards in relation to the same application for the Eligible Card, if any.

    • American Express reserves the right to claw back the Welcome Offer or debit the original price of the Welcome Offers from the Eligible Card account without prior notice if the annual fee was waived and Welcome Offer was awarded

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 20 April, 2025

  2. Once the application is submitted and approved, the paid annual fee of HK$9,500 will not be refunded. If the Basic Cardmember has transferred / redeemed the Membership Rewards points partially or in full from the Welcome Bonus and Online Bonus, and cancels The Platinum Card within 12 months of Card issuance, American Express reserves the right to debit the prevailing annual fee of HK$9,500 from such Cardmember’s account. Should any dispute arise, the decision of American Express shall be final. 


  3. The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

overseas spending or air ticket purchases on specific website.

Good for

high-income frequent travellers who enjoy access to airport lounges

Categories to maximise this card

welcome offers and foreign transactions

What people use it for

foreign currency transactions and spending in Maxim's and Broadway Circuit

Get if

you are a frequent visitor to airport lounges and hotels group partnered with The Platinum Card.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

American Express Platinum Card Benefits

AE Platinum Card holders can enjoy various travel discounts and enjoy free travel insurance.

HK$2,000 Global Dining Credit per Year

From now until December 31, 2025, Basic Cardmembers of The Platinum Card® who have successfully enrolled into the “Local Dining Credit” and “Abroad Dining Credit” offer via the Amex HK App can enjoy a total of up to HK$2,000 in dining credits annually at selected restaurants worldwide.

Complementary Travel Insurance

When traveling with an AE card, you and your family are covered by the comprehensive travel insurance covering trip cancellations, delays, and medical expenses.

Complimentary Elite Hotel Memberships

AE Platinum Card members can enroll for free in Marriott Bonvoy™ Gold Elite status, enjoying exclusive benefits such as late checkout, room upgrades, and welcome gifts.

American Express Platinum Card Lounge Access


American Express Platinum Card members enjoy unlimited complimentary access to The Centurion Lounge® at Hong Kong International Airport, excluding the Centurion member-only area. Each visit allows the cardholder to bring up to two guests.

To enter, members must present the following at reception: a valid American Express Platinum Card, a same-day boarding pass, and a government-issued ID. Entry may be denied if the required documents are not provided.

AE Platinum Card Apply Eligibility

AE Platinum Card applicants must be residents or citizens of Hong Kong or Macau aged 18 years or above . While the official website does not specify a salary requirement, the market generally believes an annual income of HK$1,000,000 is needed for approval.

AE Platinum Card FAQ

How much is the annual fee of AE Platinum Card?

The annual fee of AE Platinum Card is HK$9,500.

Is it hard to get an American Express Platinum card?

Approval for AE card requires a strong credit score and solid financial standing.

Is American Express Platinum a luxury card?

Yes, it offers premium travel, dining, and lifestyle benefits.

Is American Express Platinum really worth it?

It’s worth it for frequent travelers who maximize its perks and rewards.