A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
N/A
Minimum Income Requirements
All Details
Possibly the best online shopping credit card in town!
Enjoy up to 8% cashback on online retail transactions and a 3% cashback on eligible local retail transactions with major designated merchants. Buy whatever you want, whenever you want!
Designated Local Merchants includes: Adidas, Fila, PUMA, @cosme STORE, Matsumotokiyoshi, Reebok and Tokyo Lifestyle
Simple registrarion in 5 mins for sim Credit Card !
With Flexi Credit Limit, you can draw cash anytime anywhere you like !
Terms and conditions apply.
University and college students, and slashers are welcomed ！
Students who are attending a full-time programme offered by the designated accredited education institutions in Hong Kong, can enjoy perpetual annual fee waiver.click here for the list.
During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
Up to 8% cashback on online retail transactions *Upon accumulating a spending of HK$500 for non-online eligible retail transactions in a calendar, any single eligible online retail transaction of the amount of HK$500 or above can enjoy 8% cashback
【🆕 Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】 : During the promotion period from 18 December 2024 to 31 March 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
Terms and conditions apply.
Enjoy a 8% cashback on online retail transactions
【🆕 Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】 : During the promotion period from 18 December 2024 to 31 March 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
Enjoy a 3% cashback on eligible local retail transactions with major designated merchants, including: Adidas, Fila, PUMA, @cosme STORE, Matsumotokiyoshi, Reebok and Tokyo Lifestyle
Enjoy a 0.4% cashback on other eligible retail transactions
Get extra discount and supermarket vouchers upon purchase of signature insurance products at OneDegree
Enjoy HK$10 discount on instant ticket purchase at Cityline with a single transaction of HK$300
Terms and conditions apply.
New Cardholders will be entitled to one of the following rewards under the Welcome Offer upon fulfilling the relevant spending conditions:
1️⃣ 8 Emperor's Cinema movie tickets with an accumulated spending of HK$10,000 or above within 90 calendar days after the card issuance
2️⃣ HK$200 CashBack or HK$200 HKTVmall e-coupon or HK$200 Apple Store gift card or HK$200 matsukiyo HK Gift Voucher with an accumulated spending of HK$5,000 or above within 90 calendar days after the card issuance
Terms and conditions apply.
3% cashback on eligible retail transactions to selected local merchants
Terms and conditions apply.
0.4% cashback on overseas or foreign currency transactions
Terms and conditions apply.
Annual Principal Fee
HK$800
Fee Waiver
First Year Free
Full-time students can enjoy perpetual annual fee waiver, click here for the list of accredited education institutions. Nevertheless, applicants should submit a copy of a valid student identity card during the application and the copy needs to be verified by the Card Issuer. Terms & conditions apply.
Interest Free Period
Up to 53 days. This period does not apply to cash advance transaction.
Annual Interest Rate
For Retail Purchase: 46.44% , For Cash Advance: 47.92%
Late Payment Fees
Minimum Payment Due or HK$250 per time (whichever is lower).
Minimum Monthly Repayment
HK$50, or 1% of statement balance; and all finance charges; and instalment amount; and other fees, charges billed, overdue amount and overlimit amount. | If the full amount is less than HK$50, the minimum payment is the full amount.
Foreign Currency Transaction Fee
1.95%
Cash Advance Transaction Fee
2% of cash advance amount plus HK$50 per transaction
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