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sim Credit Card

sim Credit Card

sim Credit Card

sim Credit Card

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Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and local transportation transactions. Also a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
N/A
Minimum Income Requirements
MoneySmart Exclusive

【April Exclusive: Spend HK$500 and Get HK$800 Cash🤑】
From now until 30 April 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$500 within 30 days after card issuance, can earn HK$800 exclusive cash rebate (automatically converted by 8,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$1,970!

Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 May 2025. Spend HK$500 within 30 days of card issuance.

    • Must be a new cardholder.
      * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

    • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 May 2024

  2. 【MoneySmart Exclusive】
    Eligible customers can enjoy 8,000 SmartPoints - SmartPoints will be automatically converted into HK$800 cash rebate and directly deposit into your FPS account.

  3. 【sim Welcome Offer】
    New sim Credit Card holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions within 90 calendar days after issuance of the Eligible Card:
    1. Accumulate Spending of HK$4,000 or above:
    🆕 HK$500 Netflix Gift Card or
    🆕 HK$348 Spotify Premium 6 Month E-Voucher or
    🆕 HK$500 Google Play™ Gift Card or
    🆕 FOUR Emperor Cinemas Movie e-Vouchers (Reference Value: HK$560)
    ・HK$200 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher
    ⠀⠀
    2. Accumulate Spending of HK$15,000 or above:
    🆕 AirPods 4 with Active Noise Cancellation (Reference Value: HK$1,499)
    *Terms and conditions apply.
    ⠀⠀
    ⏳〖Limited-time Additional Welcome Rewards〗From 14 February 2025 to 15 April 2025, customers who successfully apply for an eligible sim Credit Card or sim World Mastercard® and become the top 35 cardholders with the highest cumulative Eligible Retail Purchase Transactions^ amount on or before 30 April 2025, will enjoy TWO tickets to the ‘Paradise of the Suck’ *, on top of welcome reward.
    ⠀⠀
    *The promotion is subject to terms and conditions, click here for details.

  4. 【Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】
    From 18 December 2024 to 30 April 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
    ・Cumulative Eligible Transactions reaching HK$5,000 - HK$7,999: enjoy maximum 3% cash rebate (HK$150)
    ・Cumulative Eligible Transactions reaching HK$8,000 - HK$11,999: enjoy maximum 4% cash rebate (HK$320)
    ・Cumulative Eligible Transactions reaching HK$12,000 or above: enjoy maximum 5% cash rebate (HK$600)
    *Phase 4: 1 April 2025 to 30 April 2025. The promotion is subject to terms and conditions, click here for details.
    ⠀⠀
    ^“Eligible Transactions” include transactions made at local travel agencies ( including travel websites) and/or airlines that are conducted during the promotion period and posted in Hong Kong dollars on or before 15 May 2025; excluding, among other things, reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe).

T&Cs
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