Are you eligible?

• • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

  • Must be a new cardholder.
    * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

  • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

1. 【🎁Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
   To qualify the additional gift, eligible customers should successfully apply for the designated credit card and get approved, submit a creative answer to the required question: “Share which credit card you use and how you spend to maximize your earnings” (limited to 300 words) on the activity page during the Promotion Period. Complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid application reference number provided by the bank/ financial institution and the phone number that is linked to your bank account for receiving funds via FPS.
   ⠀⠀
   🌟Eligible Customers whose answers are selected by MoneySmart as the most creative will receive the Upgraded Gifts below:
   ・1st Prize (1 winner): Round-trip Air Ticket from Hong Kong to Tokyo for two person on Hong Kong Airlines
   ・2nd Prize (1 winner): Round-trip Air Ticket from Hong Kong to Bangkok for two person on Hong Kong Airlines
   ・3rd Prize (5 winners): Round-trip Air Ticket from Hong Kong to Taipei for one person on Starlux Airlines
   ・4th Prize (10 winners): gimes II 20" Foldable & Expandable Luggage (Value: HK$1,399)
   *The above offer is subject to Terms and Conditions, please click here for details.

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 February 2025

3. 【MoneySmart Exclusive】
   Customers who successfully apply for a designated sim credit card can earn a Round-trip Air Ticket from Hong Kong to Bangkok/ Taipei for one person on Greater Bay Airlines (inclusive of 20kg baggage allowance, excluding taxes) or HK$600 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher.

4. 【sim Welcome Offer】
   New sim Credit Card holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions:
   1. HK$200 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$5,000 or above within the 90 calendar days after the card issuance.
   ⠀⠀
   2. Enjoy 8 Emperor's Cinema movie tickets!
   From now, apply for sim Credit Card / sim World Mastercard® and spending of HK$10,000 or above within 90 calendar days after the card issuance, can earn 8 Emperor's Cinema movie tickets!
   *The promotion is subject to terms and conditions, click here for details.

5. 【Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】
   From 18 December 2024 to 31 March 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
   ・Cumulative Eligible Transactions reaching HK$5,000 - HK$7,999: enjoy maximum 3% cash rebate (HK$150)
   ・Cumulative Eligible Transactions reaching HK$8,000 - HK$11,999: enjoy maximum 4% cash rebate (HK$320)
   ・Cumulative Eligible Transactions reaching HK$12,000 or above: enjoy maximum 5% cash rebate (HK$600)
   *Phase 1: 18 December 2024 to 31 January 2025; Phase 2: 1 February 2025 to 28 February 2025; Phase 3: 1 March 2025 to 31 March 2025. The promotion is subject to terms and conditions, click here for details.
   ⠀⠀
   ^“Eligible Transactions” include transactions made at local travel agencies ( including travel websites) and/or airlines that are conducted during the promotion period and posted in Hong Kong dollars on or before 15 April 2025; excluding, among other things, reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe).

6. 【🎉 Lunar New Year Surprise with Triple Rewards!】
   From 10 January - 28 February 2025, register and spend with sim Credit Card, to enjoy the following rewards:
   1.  Frequent Spending Reward of up to HK$120
   During the promotion period, customers who make single non-online transaction^ with a net amount of HK$300 for every 3 times with sim Credit Card, will be entitled to HK$30 cash rebate (Maximum: HK$120 cash rebate)⠀⠀
   2. Accumulated Spending Reward of up to HK$888 + Movie Combo
   During the promotion period, accumulate non-online transactions^ reaching the following designated amount by using sim Credit Card will be entitled to HK$888 cash rebate and Movie Combo (including 2 movie e-vouchers and 1 twins popcorn combo):
   ・HK$10,000 - below HK$20,000：Maximum cash rebate of HK$388 + Movie Combo
   ・HK$20,000 or above: Maximum cash rebate of HK$888 + Movie Combo⠀⠀
   3️. Big Spender Rewards of up to HK$8,888During the promotion period, the top three customers with the highest cumulative non-online transactions^ made with the sim Credit Card will be entitled to the following cash rewards:
   ・Top 1：HK$8,888
   ・Top 2：HK$2,888

   ・Top 3：HK$1,888

   ^ Not applicable to transactions made via electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe). *The promotion is subject to terms and conditions, click* [*here*](https://cdn.thesim.com/Lunar_New_Year_Tn_C_EN_20250109_Final2_f406c7e687.pdf?updated_at=2025-01-09T10:04:33.040Z)* for details.*