Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
HK$150,000
Local Resident
MoneySmart Exclusive

【✈️2025 Adventure Awaits: Fly Free to Taipei or Bangkok!】Earn up to 5% Cashback on Travel Spending🌟
From now until 31 January 2025, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn ✈️  a Round-trip Air Ticket from Hong Kong to Bangkok/ Taipei, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher!
Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate.

Valid until 31 Jan 2025 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.
      * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

    • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 February 2025

  2. 【MoneySmart Exclusive】
    Customers who successfully apply for a designated sim credit card can earn a Round-trip Air Ticket from Hong Kong to Bangkok/ Taipei for one person on Greater Bay Airlines, inclusive of a 20kg baggage allowance, must depart on or before July 11, 2025 (taxes not included and fuel surcharge,T&Csapplied.) or HK$600 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher.

  3. 【sim Welcome Offer】
    New sim World Mastercard® holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions:
    1. HK$700 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$12,000 or above within the 90 calendar days after the card issuance.
    ⠀⠀
    2. Enjoy 8 Emperor's Cinema movie tickets!
    From now, apply for sim Credit Card / sim World Mastercard® and spending of HK$10,000 or above within 90 calendar days after the card issuance, can earn 8 Emperor's Cinema movie tickets!
    *The promotion is subject to terms and conditions, click here for details.

  4. 【Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】
    From 18 December 2024 to 31 March 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
    ・Cumulative Eligible Transactions reaching HK$5,000 - HK$7,999: enjoy maximum 3% cash rebate (HK$150)
    ・Cumulative Eligible Transactions reaching HK$8,000 - HK$11,999: enjoy maximum 4% cash rebate (HK$320)
    ・Cumulative Eligible Transactions reaching HK$12,000 or above: enjoy maximum 5% cash rebate (HK$600)
    *Phase 1: 18 December 2024 to 31 January 2025; Phase 2: 1 February 2025 to 28 February 2025; Phase 3: 1 March 2025 to 31 March 2025. The promotion is subject to terms and conditions, click here for details.
    ⠀⠀
    ^“Eligible Transactions” include transactions made at local travel agencies ( including travel websites) and/or airlines that are conducted during the promotion period and posted in Hong Kong dollars on or before 15 April 2025; excluding, among other things, reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe).

T&Cs
Claim Form

All Details

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