Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
150000
Minimum Income Requirements
MoneySmart Exclusive

【📣 Flash Welcome Offer up to HK$2,069 + Get up to HK$1,600 cashback on NEW iPhone!】
From now until 31 October 2024, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn an extra Sudio E3 Noise Cancelling Earbuds (Retail value: HK$899) or HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher. Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$2,069!

Valid until 31 Oct 2024 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

    • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 November 2024

  2. 【MoneySmart Exclusive】
    Customers who successfully apply for a designated sim credit card can earn Sudio E3 Noise Cancelling Earbuds (Retail value: HK$899) or HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher.

  3. 【sim Welcome Offer】
    New sim World Mastercard® holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions:
    1. HK$700 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$12,000 or above within the 90 calendar days after the card issuance
    2.Enjoy 8 Emperor's Cinema movie tickets!
    From now, apply for sim Credit Card / sim World Mastercard® and spending of HK$10,000 or above within 90 calendar days after the card issuance, can earn 8 Emperor's Cinema movie tickets!
    From now to 27 December, 2024, spend HK$200 or above in single transaction at Emperor's Cinema, can get extra 2 free movie e-Vouchers & a Popcorn Combo of 1 large popcorn and 2 large soft drinks!
    *The promotion is subject to terms and conditions, click here for details.

  4. 【sim Credit Card Crazy Reward for Apple Fans】
    During the promotion period from 23 September to 30 November 2024, register for the promotion to earn up to HK$1,400 cashback with a single purchase of a specified amount# in HKD at Apple Store (retail stores or online store)^ using your sim Credit Card starting from the successful registration date! Plus, you can get up to 8% cashback online purchases (monthly cashback cap: HK$200), giving you a total of up to HK$1,600 cashback!
    ・HK$8,000 - below HK$25,000, can enjoy HK$400 cashback
    ・HK$25,000 or above,can enjoy HK$1,400 cashback
    *Registration quota is limited to the first 1,500. First come, first served, while stocks last.Terms and Conditions applies.

T&Cs
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