Are you eligible?

• • You need to apply for the designated sim credit card through MoneySmart and have it approved by 30 April 2025. Spend HK$600 within 30 days of card issuance.

  • Must be a new cardholder.
    * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

  • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 April 2025

2. 【MoneySmart Exclusive】
   Eligible customers can enjoy 12,000 SmartPoints - SmartPoints will be automatically converted into HK$1,200 cash rebate and directly deposit into your FPS account.

3. 【sim Welcome Offer】
   New sim World Mastercard® holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions:
   1. HK$700 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$12,000 or above within the 90 calendar days after the card issuance.
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   2. Enjoy 8 Emperor's Cinema movie tickets!
   From now, apply for sim Credit Card / sim World Mastercard® and spending of HK$10,000 or above within 90 calendar days after the card issuance, can earn 8 Emperor's Cinema movie tickets!
   *The promotion is subject to terms and conditions, click here for details.

4. 【Travel Bliss Reward: Earn up to 5% Cashback on Travel Websites/ Agencies or Airlines】
   From 18 December 2024 to 31 March 2025, register and simply accumulate eligible transactions^ at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount in each phase, you can earn up to 5% cashback!
   ・Cumulative Eligible Transactions reaching HK$5,000 - HK$7,999: enjoy maximum 3% cash rebate (HK$150)
   ・Cumulative Eligible Transactions reaching HK$8,000 - HK$11,999: enjoy maximum 4% cash rebate (HK$320)
   ・Cumulative Eligible Transactions reaching HK$12,000 or above: enjoy maximum 5% cash rebate (HK$600)
   *Phase 1: 18 December 2024 to 31 January 2025; Phase 2: 1 February 2025 to 28 February 2025; Phase 3: 1 March 2025 to 31 March 2025. The promotion is subject to terms and conditions, click here for details.
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   ^“Eligible Transactions” include transactions made at local travel agencies ( including travel websites) and/or airlines that are conducted during the promotion period and posted in Hong Kong dollars on or before 15 April 2025; excluding, among other things, reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe).

5. 【📱Mobile Payment Rewards: Up to 5% CashBack】
   1. Spend Frequently to Earn up to HK$100
   During the promotion period from 27 February to 30 April 2025, register and use sim Credit Card/ sim World Mastercard to make a non-online Apple Pay or Google Pay transaction in a single purchase of HK$100 or more, you can receive a HK$5 cashback! Each cardholder can earn up to HK$50 in each phase and a total of up to HK$100 during the entire promotion period.
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   2. Accumulate Your Spending to Earn up to HK$350
   During the promotion period, simply use sim Credit Card to accumulate non-online Apple Pay or Google Pay transactions and reach the designated amount in each phase, you can earn up to 5% cashback on non-online transactions with a single purchase of HK$100 or more. You can earn a total of HK$350 during the entire promotion period!
   ．Phase 1 (27 February to 31 March 2025): Accumulate non-online transactions reaching HK$3,000 or above, earn a maximum cashback amount of HK$150
   ．Phase 2 (1 April 2025 to 30 April 2025): Accmulate non-online transactions of HK$4,000 or above, earn a maximum cashback amount of HK$200
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   3. Grand Prize for Highest Spending - A total of 8 smartphones to be given out!
   During the promotion period, the top 2 cardholders who accumulate the highest non-online Apple Pay or Google Pay transactions using sim Credit Card in each designated transaction period as specified in the table below will each receive a smartphone!
   *The designated transaction period is: 27 February 2025 - 16 March 2025,
   17 March 2025 - 30 March 2025, 31 March 2025 - 13 April 2025, and14 April 2025 - 30 April 2025, T&Cs applied.