^HK$5,000

Clinical Expenses

^HK$25,000

Hospitalization & Surgical Expenses

^HK$8,000

Fidelity Protection

All Details

• Key Features

  • Cover Domestic Helper’s death or permanent disability due to accident occurs in Hong Kong on rest days up to HK$100,000

  • Cover hospitalization and accidental dental expenses

  • Optional Outpatient expenses up to HK$5,000

  • Comprehensive coverage from basic employees’ compensation to accident and medical expenses

  • Extended coverage to temporary Domestic Helper expenses up to HK$5,000

  • Cover for Fidelity Protection up to HK$8000: Cover for loss of Insured’s home contents due to theft by the Domestic Helper (HK$3,000 per accident) and Replacing costs of lock for door/cabinet/drawer due to theft of Insured’s home contents by the Domestic Helper (HK$500 per accident)

  • Applicant must be the legal employer of the Domestic Helper.

  • Age limit of Domestic Helper must fall within 18 to 60.

  • 15-day waiting period from the inception date of this insurance will be applicable to the benefit of Hospitalisation Expenses and Out-patient Expenses only. No cover for disease, illness or sickness will be provided for these two benefits during the waiting period. (Please refer to the product brochure and provision for details)

Medical Expenses

Hospitalization & Surgical Expenses	HK$25,000
Clinical Expenses	HK$5,000
Dental Expenses

Legal Liabilities

Employees’ Compensation Insurance	HK$100,000,000

Other Protection

Personal Accident	HK$100,000
Fidelity Protection	HK$8,000

Other Expenses

Repatriation Expenses	HK$25,000
Replacement Expenses	HK$5,000

Eligibility

Foreign Helper
Local Helper