^HK$10,000

Valuables Cover (per item)

^HK$1,200,000

Max. Household Contents Cover

^HK$10,000,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • Cover household contents and personal effects, including your furniture, fixtures, fittings and electrical domestic appliances plus your personal effects such as clothes are covered on an unspecified basis.

  • Cover the cost of replacing locks, keys and broken windows due to theft or burglary for a maximum of HK$5,000

  • Cover for accidental death as a result of fire or armed robbery at home for a maximum of HK$30,000 each insured person in first policy year and HK$60,000 each insured person from second policy year onward (Insured person aged over 18 to under 70)

  • Cover outdoor furniture and similar items that are usually in the open. Maximum limit for each policy year: HK$50,000; maximum limit for each item: HK$5,000

  • Cover liability to third party. Maximum limit per policy year: HK$10,000,000, with options to increase up to HK$20,000,000

  • Options to cover fixtures and fittings by ex-property owner or property development

Household Content Cover

Household Content	1200 sq. ft and Below - HK$1,200,000 1201 sq. ft to 2000 sq. ft - HK$1,500,000 2001 sq. ft and Above - HK$1,600,000
Alternative Accommodation	HK$90,000
a. Temporary accommodation while your home is uninhabitable due to accidental loss of or damage to your home contents	HK1,500 per day
b. Typhoon Shelter Temporary accommodation and meal allowance if water supply or electricity supply or service of all elevators reaching your home is suspended for over 6 consecutive hours due to typhoon signal no.8 or above or black rainstorm signal	HK7,500
Accommodation	HK$1,000 per day (max. 5 days)
Meal allowance (cannot be reimbursed without accommodation)	HK$500 per day (max. 5 days)
Home Removal	HK$12,000
per item
Locks and keys Replacement	HK$5,000
Outdoor Property	HK$50,000
Domestic Helper's Property	HK$10,000 per helper HK$1,000 per item
Unauthorised Use of Credit Cards	HK$5,000
Personal Money	HK$2,000
Removal of Debris	10% of the Adjusted Loss
Replacement Cost of Credit Cards or Personal Documents	HK$2,000
Rotten Frozen Foods	HK$6,000

Legal Liability

Third Party Liability	HK$10,000,000

Personal Accident

Personal Accident	HK$30,000
Insured person aged over 18 to under 70	HK$30,000
Insured person aged 18 or under 18 OR aged 70 or over 70	HK$15,000
Loyalty reward after first policy year
Insured person aged over 18 to under 70	HK$60,000
Insured person aged 18 or under 18 OR aged 70 or over 70	HK$30,000

Emergency Assistance Service

24-Hour Emergency Home Assistance Service
Free

Plan Materials

Policy Brochure	Read More
Policy Wording Document	Read More
Home Insurance Claim Form	Read More