^HK$10,000

Valuables Cover (per item)

^HK$1,000,000

Max. Household Contents Cover

^HK$10,000,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • No restriction on building age

  • Replacement of glass

  • Cover the contents in storage facility and student hostel accommodation

  • Worldwide personal effects and personal liability coverage

  • DIY Plan – Enjoy the flexibility to modify the sum insured as you wish

Household Content Cover

Household Content	HK$1,000,000
Contents per item / set limit	HK$100,000
Specific Items per item / set limit	HK$10,000
Specific Items (Jewellery, watches, fur, fine arts, collectible stamps and coins, computer systems, portable data equipment, entertainment appliances, photographic equipment, items of precious metals, musical
instruments, cameras, VCR and their accessories and other "Valuables" or collections)
Cover insured for the loss of Contents while located at the Premises up to HK$5,000 resulting from insured’s Domestic Staff committing a criminal offence during the Period of Insurance. Insured’s Domestic Staff must be prosecuted and is convicted of a criminal offence for this benefit to be payable.
Replacement of Locks, Glass and Temporary Protection	HK$150,000
Cover the replacement of locks, glass broken and the reasonable cost associated with temporary protection pending the replacement of such locks and glass as a result of burglary or unauthorized entry to the premises
Domestic Staff Contents	HK$6,000
Removal of Debris	HK$150,000
Personal Document Loss	HK$50,000
Alterations and Repairs (caused by contractors)	HK$150,000
Unauthorised Transaction	HK$150,000
Cover the financial loss resulting from the unauthorized use of credit cards, cheque books or loss of funds from your personal bank accounts as a result of burglary or unauthorized entry to the premises where documents and identification were stolen allowing unauthorized access.
Contents in Storage Facility	HK$120,000
per item / set limit	HK$15,000
Frozen Food	HK$10,000
Valuables Outside Premises	HK$1,000,000
per item / set limit	HK$10,000
Student Hostel accommodation	HK$60,000
per item / set limit	HK$6,000
Unauthorised Usage of Utilities	HK$50,000
Replacement of Glass	HK$2,500
Cover the replacement of glass damage to the windows, skylight, doors of the Building as a result of fire, explosion, lightning, earthquake, typhoon, Storm, Flood or Riot.
Business Appliances	HK$24,000
per item / set limit	HK$12,000

Legal Liability

Personal Liability Cover	HK$10,000,000

Additional Accommodation Expense

Additional Accommodation Expense	HK$20,000

Personal Guard

Personal Accidents	HK$300,000
Injury due to Theft	HK$7,500
ATM Assault	HK$7,500
ID Fraud	HK$7,500
Personal Effect	HK$7,500

Emergency Assistance Service

24-Hour Emergency Home Assistance Service
• Locksmith Referral
• Plumber Referral
• Electrician Referral
• Air-Conditioner Engineer Referral
• Pests Control Referral
• Home Cleaning Referral
• General Repair Referral
• Babysitting / Nursing Referral
• Temporary Domestic Helper Referral
• Salvage Buyers Referral
• Storage Services Referral
• Alternative Accommodation Referral

Plan Materials

Policy Brochure	Read More
Policy Wording Document	Read More
Home Insurance Claim Form	Read More