^HK$20,000

Valuables Cover (per item)

^HK$1,200,000

Max. Household Contents Cover

^HK$15,000,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • Premium less than HK$100, with up to HK$15 million coverage

  • Customizable coverage suits the needs of landlords, occupiers and pet owners

  • Best Home Appliances Warranty in town covering 14 major appliances

  • Landlord Protection

  • Building Structure Coverage for Only 0.038% of Sum Insurred

  • Pets Owner Third-party Liabilities Protection

  • Equal benefits for same-sex and opposite-sex marriage and domestic partnership

  • (Information provided by insurer. For details of coverage, terms and conditions, please refer to OneDegree’s policy documents)

Household Content Cover

Household Content	HK$1,200,000
Household Contents per item	HK$100,000
Alternative Accommodation	HK$100,000
Per day	HK$4,000
Per day (for pets)	HK$2,000
Valuables	HK$200,000
Per item	HK$20,000
Wine	HK$6,000
Temporary Removal of Household Content	HK$100,000
Replacement of Windows, Door Locks and Keys	HK$6,000
Outdoor Property	HK$50,000
Per item	HK$5,000
Unauthorised Use of Credit Cards	HK$20,000
Removal of Debris	HK$20,000
Loss of Personal Documents	HK$2,000
Frozen Food	HK$6,000

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Legal Liability

Third Party Liability	HK$1,500,000
-An occupier of The Home
-An owner of The Home (Including Common Area of the Building)
-A private individual (anywhere in the world)

Personal Accident

Personal Accident	HK$200,000(Personal Accidental Death)