H+1.3%

HIBOR Plan Rate

P(5.0%)-2.5%

Interest Rate Cap

^HK$40,000

Max Cash Rebate

All Details

• Key Features

  • Property valuation and mortgage enquiry fee waiver

  • Up to 30 years repayment tenor

  • Borrow up to 90% of the property purchase price

  • Special promotions on Fire and Home Insurance bought via BOC

  • Up to 1.50% cash rebate available

Handling Fees

Application Fee	0.5% of loan amount
Min. Application Fee	Min HK$1,000
Cancellation Fee	0.15% of loan amount
Min. Cancellation Fee	Min HK$5,000
Change of Mortgage Plan	HK$2,000
Per Application
Change of Loan Terms	HK$ 1,000
Per Term
Per Request for extra document copies	From HK $50
Per Lease Consent Letter on Charged Property	HK$ 1,000
Plus legal cost (if any)
Custody of non-discharged deeds after full loan repayment	HK$ 3,000
Per year

Late Payment Fees and Charges

Per Failure to make full payment	HK$ 500
Plus legal cost (if any)

Early Settlement Fee

Full Prepayment Charge
Within 1st Year of drawdown	1% of original loan amount and full cash bonus
Within 2nd Year of drawdown	Full cash bonus
(1 month interest if given <1 month notice)
Partial Prepayment Charge	1% of prepaid loan amount
Within 1st Year of drawdown
(1 month interest if given <1 month notice)

Required Documents

Hong Kong ID Cards or passports
3 Months Bank Statements
Proof of Employment
Agreement for Newly Purchased Properties
Existing Refinance Documents (if applicable)
Latest Tax Demand Note
Residential Proof

Policy Material

Key Facts Statement	Read More