P(5.0%)-2.5%

P Plan Rate

5.0%

Best Lending Rate (=P)

^HK$40,000

Max Cash Rebate

All Details

• Key Features

  • Property valuation fee waiver

  • Up to 30 years repayment tenor

  • Borrow up to 90% of the property purchase price, calculate your loan amount and interest rate now

  • Promotions on fire and property insurance underwritten by Blue Cross (Asia Pacific) Insurance Limited

  • Up to 1.00% cash rebate available

Handling Fees

Application Fee	NA
Cancellation Fee	NA
Change of Mortgage Plan	HK$1,000
Change of Mortgagor/ Guarantor/Mortgage Deed	HK$1,000
Per request
Change of Loan Terms	HK$1,000
Per Request for extra document copies	From HK$200
Per Lease Consent Letter on Charged Property	HK$ 1,000
Custody of non-discharged deeds after full loan repayment	HK$ 3,000
Per year

Late Payment Fees and Charges

Per Failure to make full payment	HK$ 400

Early Settlement Fee

Full Prepayment Charge
Within 1st Year of drawdown	2% of orginal loan amount and full cash bonus
Within 2nd Year of drawdown	1% of original loan amount and full cash bonus
Partial Prepayment Charge	1% of prepaid loan amount
Within 1st Year of drawdown	Min HK$1,000
Minimum HK$50,000 to be prepaid

Required Documents

Hong Kong ID Cards or passports
3 Months Bank Statements
Proof of Employment
Agreement for Newly Purchased Properties
Existing Refinance Documents (if applicable)
Latest Tax Demand Note
Residential Proof

Policy Material

Key Facts Statement	Read More