![BOCG Insurance GoStudy Student Insurance - Premier Plan [1-year]](https://photos-hk.cdn-moneysmart.com/overseas_student_insurance/uploads/products/images/image_url_2021-12-14_Design 3A(less than 24mm)-with no line.png)
BOCG Insurance GoStudy Student Insurance - Premier Plan [1-year]
BOCG Insurance GoStudy Student Insurance - Premier Plan [1-year]
Discounted PremiumHK$5,580
- HK$1,500,000
- Medical Coverage
- HK$1,200,000
- Personal Accident
- HK$10,000
- Personal Belonging
All Details
Medical expense covers up to HK$1,500,000, including outpatient and Prescribed drugs up to HK$10,000
Personal accident covers up to HK$1,200,000, with kidnapping cover
Incidental hospital or infectious disease quarantine cash allowance
Education fund - covers the unpaid tuition fee in the event of death or permanent total disablement of a parent/legal guardian within 12 months from date of accident.
Coverage of Study Interruption, Postponing/ Cancellation
Medical Expenses HK$1,500,000 Out-patient fees and Prescribed drugs HK$10,000 (HK$500/day/visit) Medical, hospital and treatment expenses incurred in Hong Kong within 3 months after the insured person’s return to Hong Kong HK$60,000 (For Chinese herbalists and bonesetters treatment expenses, maximum benefit payable is HK$200 per day and up to a total of HK$3,000) Trauma Counselling HK$15,000 reasonable medical expenses counselling services incurred if the insured person is diagnosed as suffering from post-traumatic stress disorder due to a serious accident during the study trip HK$1,000/day/visit Incidental hospital or infectious disease quarantine cash allowance HK$7,500 (HK$500/day) Personal accident of the insured student HK$1,200,000 In the event of the death or permanent disablement of the insured person as a result of an accident, claim will be payable according to the “Table of Personal Accident Benefit” under the policy Kidnapping HK$600,000 Accidental death of the insured person as a result of being kidnapped during the study trip Trip Delay HK$1,800 Cash allowance of HK$300 for the delay of each and every period of 6 consecutive hours; or Reasonable and inevitable additional travel expenses and accommodation costs outside Hong Kong and the country/region of study due to delay of at least 6 consecutive hours HK$5,000 Baggage Delay HK$2,000 Emergency purchases of essential replacement clothing and toiletries due to baggage being delayed for at least 6 hours after the insured person’s arrival at the scheduled destination outside Hong Kong due to misdirection in delivery Trip Cancellation HK$40,000 -Death, serious bodily injury or sickness of the insured person or an family member -Compliance with a witness summons, jury service, put in compulsory quarantine of the insured person -Fire or flood2 damage to the insured person’s principal home in Hong Kong within seven (7) days before the departure date -Unexpected outbreak of strike, adverse weather conditions, natural disasters, act of terrorism, infectious disease, issuance of Black Outbound Travel Alert for the country/region of study within 7 days before the departure date -The insured person is refused to issue an entry visa or entry by the country/region of study due to outbreak of infectious disease Trip Re-route HK$5,000 Reasonable and inevitable additional travel expenses and accommodation costs outside Hong Kong and the country/region of study due to delay of at least 6 consecutive hours Household contents at residence overseas HK$10,000 Personal Money HK$10,000 Accidental loss of or damage to baggage and personal belongings during the study trip Temporary accommodation HK$10,000 The insured person’s home is damaged and rendered uninhabitable for more than 24 hours due to the fire, rain, flood2, and destruction of other natural disasters (e.g. tsunami or earthquake) during the study trip Worldwide personal belongings HK$10,000 Accidental loss of or damage to baggage and personal belongings during the study trip Sports equipments HK$3,000/item/set Personal computer or tablet HK$5,000 Other personal belongings HK$1,500/item/set Loss of mobile phone due to theft or robbery HK$1,500 Travel Documents HK$8,000 In the event of loss of passport, identity card or other travel documents due to theft, robbery or accident, the insured person will be reimbursed Replacement cost of travel document HK$3,000 Accommodation& travel expenses (Maximum daily limit for accommodation expenses) HK$5,000 ($HK1,000/day) Emergency Medical Evacuation Actual Expenses 24-hour Worldwide Emergency Assistance Guarantee of Hospital Admittance Deposit HK$50,000 Repatriation of Mortal Remains Actual Expenses Compassionate Visit and Hotel Accomodation A return scheduled airline ticket and 5 days hotel accommodation HK$1,200 per day Unexpected Return in the Event of the Death of a Close Relative Actual Expenses Personal Liability HK$1,000,000 Indemnify the insured person for the legal liability to the third party due to the negligence of the insured person. bodily injury HK$1,000,000 property damage HK$200,000 Education Fund HK$200,000 Cover any unpaid tuition fees for the remaining period of the current academic year during the period of insurance if the insured person’s parent(s) or legal guardian sustains an injury resulting in his/her accidental death or permanent disablement Study Interruption HK$150,000 Reimburses the irrecoverable tuition fees and additional travel expenses reasonably incurred for returning to Hong Kong (on single trip economy fare basis), if the insured person is prevented from continuing with his/her studies due to hospital confinement for more than thirty (30) days caused by serious bodily injury or serious sickness, or death of an family member Parent Annual Leave Compensation HK$2,500 In the event that the insured person confined in hospital for more than of five (5) consecutive days due to serious injury or sickness during the study trip and the parent or legal guidance takes annual leave to visit to the insured person, an annual leave compensation cash allowance shall be provided HK$500/day Age 12 - 40 years old Premium HK$5,580 6 Months Cover HK$3,100 (No renewal for the 6 Months Cover)
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Discounted Premium
HK$5,580