^HK$2,000,000

Medical Coverage

^HK$750,000

Personal Accident

^HK$10,000

Personal Belonging

All Details

• Key Features

  • Medical expenses up to HK$2,000,000 including in and outpatient treatments (fulfill most institution's requirement)

  • No sub-limit or restriction on outpatient expenses and number of visits

  • Prescribed medications or drugs dispensed by pharmacy are included

  • No co-payment or deductible

  • Scale 2 is adopted for Accidental Death and Disablement

  • Maximum up to 365 days' insurance coverage abroad

  • Extend to cover leisure trips during school breaks

  • Extend to cover amateur hazardous sports such as hot air ballooning, scuba diving, skiing, etc. and impose no restriction on height or depth

  • Extend to cover non-manual part-time legal jobs

  • For students who have departed, enrollment is still acceptable subject to underwriting

  • Starr scholarship made available

Medical Expenses

Medical Expenses	HK$2,000,000
Follow-up medical expense after returning to HK (within 90days after returning to Hong Kong)	$500,000
Treatment by Chinese medical practitioner	$2,500/policy year ($200/day/visit)

Personal Accident

Personal Accident	Up to $750,000
Accidental Death and Permanent Disability	Up to HK$750,000
Accident while in a common carrier	$750,000
Other accidents	$500,000
Major Burns	HK$100,000
Second or third degree burns arising within 12 months of an accident

Travel Coverage

Trip Delay	HK$1,200
$300 per 8 hours
Baggage Delay	HK$500
Emergency purchase due to baggage delay for more than 8 hours

Overseas Household Contents and Personal Belongings

Personal Belonging	HK$10,000
sub-limit per item/pair/set of clothes	$2,000
sub-limit for laptop computer	$5,000
Personal Money	HK$2,000
Travel Documents	HK$5,000

Worldwide Personal Liability

Worldwide Personal Liability	HK$1,500,000
Covers legal liability for third party bodily injury or property damage

Worldwide Emergency Assistance Services

Emergency Medical Evacuation	Unlimited
24-Hour Emergency Assistance Hotline Service	Included
Guarantee of Hospital Admittance Deposit	HK$40,000
Repatriation of Mortal Remains	Unlimited
Compassionate Visit and Hotel Accomodation	HK$200,000

Other Benefits

Starr Scholarship	HK$2,000
Achievement of GPA4.0 or straight A
Study Interruption	HK$100,000

Special Coverage

Adventurous sports	N/A

Eligibility

Hong Kong Citizen	Hong Kong Resident
Age	8 - 32 years old

Plan Details

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