^HK$1,500,000

Medical Coverage

^HK$1,200,000

Accident Cover

^HK$40,000

Cancellation of Study Protection

All Details

• Key Features

  • Medical coverage of up to HKD 1,500,000

  • Personal accident coverage

  • Internship protection

  • Adventure activities coverage

  • 24-hour emergency assistance service

  • Study cancellation and interruption coverage

Medical Expenses

Medical Expenses	HK$1,500,000
Sub-limit for outpatient visit	HKD 500 per visit per day (Max 25 visits)
Sub-limit for specialist or physiotherapy expenses	HKD 1,500 per visit per day (Max 10 visits)
Sub-limit for follow-up medical expenses in three (3) months after return to Hong Kong	Up to HKD 375,000
Chinese medicine practitioner, Chinese medicine bone-setting, acupuncture and chiropractic treatments	HKD 3,000 (Up to HKD 200 per visit per day)
Overseas traveling expenses for seeking medical treatment	Up to HKD 1,000
Trauma Counselling	HK$15,000
(HKD 1,500 per visit per day)

Personal Accident

Personal Accident	Up to HK$1,200,000
Accidents while participating school activities	$1,200,000
Traffic Accident	$1,200,000
Other Accidents	$1,000,000
Major Burns	HK$200,000

Travel Coverage

Trip Delay	Up to HK$13,500
Travel delay allowance (HKD 300 for each and every full 6 hour's delay)	$1,500
Hotel Cost due to travel delay (for delay over 6 hours)	$2,000
Re-routing cost due to travel delay	$10,000
Baggage Delay	HK$500
Baggage delay allowance (for delay over 6 hours)

Overseas Household Contents and Personal Belongings

Personal Belonging	HK$10,000
Per item, pair, set or collection	$3,000
Lap-top computer	$5,000
Aggregate limit for all cameras, camcorders and their accessories and related equipment	$3,000
Travel Documents	HK$10,000

Worldwide Personal Liability

Worldwide Personal Liability	HK$2,000,000

Worldwide Emergency Assistance Services

24-Hour Emergency Assistance Hotline Service	Included
Emergency Medical Evacuation	Actual cost
Guarantee of Hospital Admittance Deposit	HK$39,000
Repatriation of Mortal Remains	Actual cost
Traveling and Accommodation Expense	HK$7,800
One economy class one-way travel ticket and hotel accommodation expenses up to HKD 7,800 (HKD 1,950 per day)

Personal Liability

Personal Liability	HK$2,000,000

Other Benefits

Education Fund	HK$200,000
Cancellation of study	HK$40,000
Compassionate Death Cash	HK$10,000
Compassionate Visit	Up to HK$50,000
(Two economy class round-trip travel ticket and hotel accommodation expenses up to HKD 50,000)
Study Interruption	HK$200,000
Parent Annual Leave Compensation	HK$5,000
(HKD 500 per day per each parent)
Missed School Cover	HK$10,000
(HKD 500 per day)
Overseas Hotel Cost Cover	HK$5,000
MediExpress China Medical Card Service	Included

Eligibility

Hong Kong Citizen	Hong Kong Resident
Age	7-70 years old

Plan Details

Premium	HK$5,950
Product Brochure	Read Now