Best Quick Loans in Hong Kong
Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.
Looking for the Best Quick Loan in Hong Kong?
New to Quick Loan Application? Check out the best quick loan summary below:
Quick Cash Loans in HK
Promise Easy Loan
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
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During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
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1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
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2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
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Earn rewards worth up to HK$16,100 in total!
PrimeCredit Fixed Loan (Applicable to Tax Season)
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
WeLend Personal Loan
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
April Exclusive － Earn HK$500 once submitted all required documents
From now until 30 Apr, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
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Soar Anytime, Choose Your Route 🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get HK$3,000 Travel Voucher－Explore Limitless Travel Options!
UA i-Money Internet Personal Loan
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
From 1 Apr 2025 to 30 Apr 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ Earn HK$1,000 exclusive cash rebate (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Compare lowest interest loans in Hong KongNow!
How to Apply for a Quick Loan?
Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:
- Call hotline/ Apply online
- Provide personal information without showing up at any branches
- Confirm the acceptance of the loan
- Loan amount will be disbursed within the hour
Frequently Asked Questions on Quick Loans
How much can I borrow?
You can apply to borrow up to HK$300,000. Before you make any commitment, you need to understand your affordability.
Are quick loans more expensive than regular loans?
No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most and enjoy exclusive offers!
Which lending company offers instant loan?
Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.