CCBA Balance Transfer Loan Program

CCBA Balance Transfer Loan Program

Monthly flat rate as low as 0.22%
CCBA Balance Transfer Program offers 0% handling fee. Get back in control of your finances with a debt consolidation loan!
4.95%
APR as low as*
HK$105,280
Total Amount Payable
HK$5,280
Total Interest Payable
MoneySmart Exclusive

【Exclusive offer】From now until 31 December, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$17,500 cash rewards (including up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 December 2024, and drawdown the loan on or before 31 January 2025

    • [Drawdown Offer] During the Promotion Period (From now until 31 December 2024, both days inclusive), customers who successfully apply for the CCB (ASIA) Balance Transfer Program with a designated loan amount and repayment tenor of 36 months or above, and drawdown on or before 31 January, 2025, can entitle up to HK$14,500 cash rebate:

      Drawdown Loan Amount (HK$) Cash Rebate (HK$)
      100,000 - 199,999 1,300
      200,000 - 299,999 2,500
      300,000 - 399,999 4,000
      400,000 - 499,999 5,000
      500,000 - 599,999 6,500
      600,000 - 799,999 9,000
      800,000 - 999,999 12,000
      1,000,000 or above 14,500

      *Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before March 31, 2025.

    • [MoneySmart Exclusive Offer]

      Drawdown Loan Amount(HK$) MoneySmart Exclusive Reward
      50,000 - 199,999 HK$2,000 Apple Store Gift Card OR HK$2,000 PARKnSHOP Supermarket Voucher
      200,000 or above HK$3,000 Apple Store Gift Card OR HK$3,000 PARKnSHOP Supermarket Voucher



    • Apply online for extra HK$500 cash rebate

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 January, 2025

  3. The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly

T&Cs
Claim Form

Quick Facts

Best For

cash rebates

Loan Approval Time

instant approval from Monday to Friday

Loan Disbursement

instant disbursement from Monday to Friday

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$4,387