1.5%

APR as low as*

^HK$213,920

Total Amount Payable

^HK$13,920

Total Interest Payable

All Details

• Key Features

  • Monthly flat rate as low as 0.0675% (APR as low as 1.5%)
    *Special offer rate is only applicable to customer whose latest Credit Score of TransUnion is within AA grade, loan amount of HK$3,000,000 with 12 months repayment period, and holding a valid HK$ Savings Account / Checking Account in the Bank as repayment account or holding a valid principal Credit Card issued by the Bank.

  • Up to HK$10,000 cash rebate for drawdown
    *Applicants entitled special rate APR 1.5% will not entitle for any cash rebate

  • Loan amount up to HK$3,000,000 or 12 times of your monthly salary (whichever is lower)

  • No income proof and address proof is required for loan amount of HK$100,000 or less

  • Enjoy handling fee waiver

  • Terms and conditions apply.

  • To borrow or not to borrow? Borrow only if you can repay!

• Repayment Summary

  Principal Loan Amount	HK$200,000
  Total Interest Payable	HK$13,920
  Monthly Payment	HK$8,913
  Total Amount Payable	HK$213,920
  Handling Fee	HK$0
  Annual Percentage Rate	6.75%
  Monthly Interest Rate	0.29%
  Loan Tenure	24 Months

Fees & Charges

Late Payment Fee	HK$500 per month if the monthly repayment amount is not paid in full when due
Early Settlement Fee	1.5% per annum on the total loan amount for the remaining loan tenor (rounded up to a yearly basis)

Eligibility

Age Requirement	18 years old or above
Residency Status	Hong Kong Resident
Employment Status	Be employed for at least 6 months at the current job and annual income not less than HK$ 64,000

Loan Features

Processing Fee Waiver