Are you eligible?

• • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 3 January 2024 and draw down the loan on or before 31 January 2025

  • Customers must complete and submit the redemption form after logging in to MoneySmart before 31 January 2025

  • Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

1. Repayment period of 24 months above:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$2,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$5,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

2. Repayment period of 24 months or below:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$3,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
   - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$10,000 PARKnSHOP Supermarket Voucher / HK$10,000 Apple Store Gift Card / 🆕 iPhone 16 Plus 512GB (valued: HK$10,199)

5. MoneySmart Exclusive: Loan amount HK$500K - HK$1.99M, get an extra HK$7,000 PARKnSHOP Supermarket Voucher / HK$7,000 Apple Store Gift Card / iPhone 16 256GB (valued: HK$7,699)

6. MoneySmart Exclusive: Loan amount HK$300K - HK$499K, get an extra HK$6,000 PARKnSHOP Supermarket Voucher / HK$6,000 Apple Store Gift Card /  🆕 SAMSUNG Galaxy Book4 (8GB, 512GB SSD) (valued: HK$6,380)

7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher / HK$4,000 Apple Store Gift Card / GoPro HERO13 Black Action Camera Creator Edition (valued: HK$4,800)

8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher / HK$1,500 Apple Store Gift Card / Sennheiser ACCENTUM Wireless Headphone (valued: $1,600)