Are you eligible?

• • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 3 February 2025 and draw down the loan on or before 28 February 2025

  • 【Apply for a Loan and Get HK$388 Cash Laisee】
    Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

  • How to be eligible for the extra $500 cash and HK$388 Laisee?
    1）# Submit the required documents to complete a loan application.
    2）Fill in redemption form with the phone number that is linked to your bank account for receiving funds via FPS

  • Customers must complete and submit the redemption form after logging in to MoneySmart before 28 February 2025

  • Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

1. Repayment period of 24 months above:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$2,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$5,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

2. Repayment period of 24 months or below:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$3,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
   - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$10,000 PARKnSHOP Supermarket Voucher / HK$10,000 Apple Store Gift Card / 🍎 iPhone 16 Plus 512GB (valued: HK$10,199)

5. MoneySmart Exclusive: Loan amount HK$500K - HK$1.99M, get an extra HK$7,000 PARKnSHOP Supermarket Voucher / HK$7,000 Apple Store Gift Card / 🍎 iPhone 16 256GB (valued: HK$7,699)

6. MoneySmart Exclusive: Loan amount HK$300K - HK$499K, get an extra HK$6,000 PARKnSHOP Supermarket Voucher / HK$6,000 Apple Store Gift Card /  SAMSUNG Galaxy Book4 (8GB, 512GB SSD) (valued: HK$6,380)

7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher / HK$4,000 Apple Store Gift Card / 🆕 LG PuriCare™ AeroFurniture (valued: HK$4,380)

8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher / HK$1,500 Apple Store Gift Card / 🆕 De'Longhi (ECP35.31) Active Line Series Pump-driven Espresso Coffee Machine (valued: $1,848)