Are you eligible?

• • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 30 April 2025 and draw down the loan on or before 31 May 2025

  • Get extra HK$500 cash regardless of approval !
    Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 May 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS and submit required documents for loan applications.

  • Customers must complete and submit the redemption form after logging in to MoneySmart before 31 May 2025

  • Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

1. Repayment period of 24 months above:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$2,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$5,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

2. Repayment period of 24 months or below:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$3,000 cash voucher

3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
   - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$10,000 PARKnSHOP Supermarket Voucher / HK$10,000 Apple Store Gift Card / 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / (New trending gift) B&O Beoplay H100 Ultimate Over-Ear Headphones (value: $11,998) / Round-trip Cathay Pacific Air Ticket* from Hong Kong to  Bali inclusive of 20kg baggage allowance

5. MoneySmart Exclusive: Loan amount HK$500K - HK$1.99M, get an extra HK$7,000 PARKnSHOP Supermarket Voucher / HK$7,000 Apple Store Gift Card / 🍎 (New trending gift)  iPhone 16e 512GB (valued: HK$7,599) / Round-trip Cathay Pacific Air Ticket* from Hong Kong to Fukuoka inclusive of 20kg baggage allowance (excluding tax and fuel surcharges)

6. MoneySmart Exclusive: Loan amount HK$300K - HK$499K, get an extra HK$6,000 PARKnSHOP Supermarket Voucher / HK$6,000 Apple Store Gift Card /  SAMSUNG Galaxy Book4 (8GB, 512GB SSD) (valued: HK$6,380) / Round-trip Cathay Pacific Air Ticket* from Hong Kong to Osaka / Tokyo inclusive of 20kg baggage allowance

7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher / HK$4,000 Apple Store Gift Card / LG PuriCare™ AeroFurniture (valued: HK$4,380)/  Round-trip Hong Kong Airlines Air Ticket * from Hong Kong to Sapporo inclusive of 20kg baggage allowance

8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher / HK$1,500 Apple Store Gift Card / De'Longhi (ECP35.31) Active Line Series Pump-driven Espresso Coffee Machine (valued: $1,848)

9. *excluding tax and fuel surcharges