- APR*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$5,099!
Customers successfully draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher or Maxim’s Gift e-Coupon ! New gift options include but not limited to 🆕 iPhone 16e 128GB / Apple HomePod / 🆕 Future Lab Stermidi Smart Dehumidifier / 🆕 Beoplay EX Wireless Earphones / Apple AirPods 4 with Active Noise Cancellation!
⠀⠀
🐼Count the Pandas Right, CASH in Sight -Bonus 🤑HK$888 Cash !
From 12 March 2025 until 31 March 2025, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$888 🔥cash (automatically converted by 8,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.

- APR*
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,900
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$5,099!
Customers successfully draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher or Maxim’s Gift e-Coupon ! New gift options include but not limited to 🆕 iPhone 16e 128GB / Apple HomePod / 🆕 Future Lab Stermidi Smart Dehumidifier / 🆕 Beoplay EX Wireless Earphones / Apple AirPods 4 with Active Noise Cancellation!
⠀⠀
🐼Count the Pandas Right, CASH in Sight - 🤑HK$888 Cash !
From 12 March 2025 until 25 March 2025, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$888 🔥cash (automatically converted by 8,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.

- APR as low as*
- 1.9%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564