Settle your credit card balance as fast as 3 mins
CreFIT ClearCard Credit: Effortlessly eliminate all outstanding card debts within minutes! Experience the freedom to select a repayment period that suits your needs, accompanied by a 7-day Interest-free cooling-off period, enhancing flexibility in the repayment process. The maximum loan amount is up to HK$200,000, with no drawdown or annual charges, while safeguarding your credit rating. The product is also available to college students!
1.98%
APR*
HK$20,240
Total Amount Payable
HK$240
Total Interest Payable
MoneySmart Exclusive

【⚽ ️Score & Savour】Earn HK$800 Deliveroo Gift Card during Football Frenzy!
From now until 15 July, apply for CreFIT ClearCard Credit via MoneySmart, you can earn an extra HK$800 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Reminder: CreFIT ClearCard Credit currently supports 17 Hong Kong credit card issuers. Upon the acceptance of the loan agreement, the fund will immediately be disbursed to the designated credit card account(s) via FPS! 🆕 The Cashout Feature is now available - Cash or Bill Settlement, Your Call!

Valid until 15 Jul 2024 - See more details below

Are you eligible?

    • The Promotion Period is from now to 10 October 2024 (“Promotion Period”). 

    • This promotion is valid for new customers who have not held a CreFIT ClearCard Credit account in the past 12 months from the Promotional Period. 

    • 【⚽ ️Score & Savour】To qualify for the HK$800 Deliveroo Gift Card, customers must submit the redemption form after logging in to MoneySmart, along with the phone number you used to complete the application form on or before 31 August 2024.

What you need to know

  1. Terms and Conditions apply. Please visit Welend.hk for more T&C.

  2. CreFIT ClearCard Credit can support payments to below card-issuing banks/institutions in Hong Kong, they are: HSBC, Bank of China (HK), Standard Chartered Bank, Citi Bank, Hang Seng Bank, Bank of East Asia, DBS, China CITIC Bank International, Dah Sing Bank, ICBC (Asia), CMB Wing Lung Bank, China Construction Bank (Asia), Fubon Bank (HK), AEON, PrimeCredit, AE and SIM Credit Card. The list of card issuing banks/institutions will be continuously updated. When customers apply for and loan drawdown, they must hold a credit card account with the above-mentioned card-issuing banks/institutions. When loan drawdown, the outstanding statement balance of the credit card account cannot be less than the minimum drawdown amount of the CreFIT ClearCard Credit.

  3. Terms and Conditions apply. Please visit CreFIT app for more T&C. 

  4. July Limited-time Loan Reward offer is subject to terms and conditions. For details, please clickhere.

  5. An eligible customer who applied for the designated product within the promotional period will receive HK$800 Food Delivery Platform e-Voucher in 4 months. 

T&Cs
Claim Form

Quick Facts

Best For

Customers who are actively seeking an effective and streamlined solution to manage and pay off their credit card balances

Loan Approval Time

As fast as 3 minutes

All Details

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Monthly Payment
HK$1,687