Are you eligible?

• • 【MoneySmart Extra Incentive】
    You need to apply on or before 31 March 2025 and draw down the loan within 1 calendar month from the application date, to be entitled to the extra rewards up to 120,000 SmartPoints :
    【MoneySmart Extra Incentive】
    ・Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to 20,000 SmartPoints/ HK$2,000 voucher
    ・Loan amount between HK$300,000 - $699,999, enjoy an extra reward of up to 57,000 SmartPoints/ HK$5,700 voucher
    ・Loan amount between HK$700,000 - $999,999, enjoy an extra reward of up to 78,000 SmartPoints/ HK$7,800 voucher
    ・Loan amount above HK$1,000,000, enjoy an extra reward of up to 100,000 SmartPoints/ HK$10,000 voucher
    ⠀⠀
    【New Customer Incentive】
    ・Loan amount between HK$100,000 - $299,999, enjoy up to 3,000 SmartPoints/ HK$300 voucher
    ・Loan amount between HK$300,000 - $699,999, enjoy up to 5,000 SmartPoints/ HK$500 voucher
    ・Loan amount between HK$700,000 - $999,999, enjoy up to 9,000 SmartPoints/ HK$900 voucher
    ・Loan amount above HK$1,000,000, enjoy up to 20,000 SmartPoints/ HK$2,000 voucher

  • 【DBS Coupon】
    During the Promotion Period (1 March 2025 - 31 March 2025, both days inclusive) of the DBS Debt Consolidation Loan Promotion, customers who successfully apply for DBS Debt Consolidation Loan and draw down the approved Loan within one calendar month from the application date of the Loan, with the repayment period of 36 months or above, will be awarded with the below Rewards based on the loan amount stated.
    ・Loan amount between HK$100,000 - $299,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$300,000 - $699,999, enjoy up to HK$2,300 reward
    ・Loan amount between HK$700,000 - $999,999, enjoy up to HK$5,800 reward
    ・Loan amount between HK$1,000,000-$1,499,999, enjoy up to HK$11,800 reward
    ・Loan amount above HK$1,500,000, enjoy up to HK$23,800 reward

What you need to know

1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 April 2025

3. A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption centre. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

4. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
   *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies

5. With 120,000 SmartPoints earned, you can redeem:
   - iPhone 16 Pro, 256 GB (Value: HK$9,399) | Redeem in Full
   - MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) | Redeem in Full
   - 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) | Redeem in Full
   - Up to HK$12,000 cash coupon | Redeem in Full
   - Cash out HK$6,666 via FPS
   - OR many other options available at our Rewards Store today.