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DBS Personal Instalment Loan

DBS Personal Instalment Loan

DBS Personal Instalment Loan

DBS Personal Instalment Loan

Monthly PaymentHK$8,733
Apply Now
Back to all Personal Loan
Instant cash out single-handedly
DBS offers different loan solutions with simple application procedures, and helps you manage your finances more flexibly. The maximum loan amount is HK$2,000,000. The minimum annual salary is only HK$80,000. No income proof required.
5.91%
APR as low as*
HK$209,600
Total Amount Payable
HK$9,600
Total Interest Payable
MoneySmart Exclusive

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints! 
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 December 2024 and draw down the loan on or before 20 January 2025

    • 【DBS Coupon】Repayment period of 36 months above:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$800 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$499,999, enjoy up to HK$1,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$500,000-$999,999, enjoy up to HK$3,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$11,700 cash voucher and HK$300 “InstaRedeem” Amount

    • 【DBS Coupon】Repayment period of 36 months or below:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$800 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$999,999, enjoy up to HK$1,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$3,200 cash voucher and HK$300 “InstaRedeem” Amount

    • 【MoneySmart Extra Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to 7,000 SmartPoints/ HK$700 voucher
      Loan amount between HK$300,000 - $499,999, enjoy an extra reward of up to 25,000 SmartPoints/ HK$2,500 voucher
      Loan amount between HK$500,000 - $999,999, enjoy an extra reward of up to 41,000 SmartPoints/ HK$4,100 voucher
      Loan amount between HK$1,000,000 - $1,499,999, enjoy an extra reward of up to 49,000 SmartPoints/ HK$4,900 voucher
      Loan amount above HK$1,500,000, enjoy an extra reward of up to 72,000 SmartPoints/ HK$7,200 voucher

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 January 2025

  3. A redemption letter will be sent to the eligible customer by mail within 8 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

  4. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies

  5. With up to 72,000 SmartPoints earned, you can redeem:
    - SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) | Redeem in Full
    - SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) | Redeem in Full
    - 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) | Redeem in Full
    - De'Longhi Magnifica S Series Fully Automatic Coffee Machine (ECAM22.110.SB) (Value: HK$6,488) | Redeem in Full
    - Cash out HK$4,800 via FPS
    - OR many other options available at our Rewards Store today.

T&Cs
Claim Form

Quick Facts

Best For

"InstaRedeem" Amount and cash coupon for online applications

Loan Approval Time

From application to loan disbursement, it only takes 2 minutes to complete.

Loan Disbursement

same day

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply on MoneySmart. Enjoy up to HK$19,200 reward and exclusive coupons for designated loan amount.

All Details

Back to all Personal Loan

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Monthly Payment
HK$8,733
Apply Now