4.2%

APR*

Calculations based on the loan amount of HK$120,000 or below

^HK$209,120

Total Amount Payable

^HK$9,120

Total Interest Payable

All Details

• Key Features

  • Do not need TransUnion credit report

  • No impact on TU credit score during application

  • Required documents：Hong Kong ID, residential address proof, employment and payroll record, and bank statement.

  • No-show application: end-to-end experience with contract signing in the app

  • From approval to money transfer, it only takes 28 minutes on average

• Repayment Summary

  Principal Loan Amount	HK$200,000
  Total Interest Payable	HK$9,120
  Monthly Payment	HK$8,713
  Total Amount Payable	HK$209,120
  Handling Fee	HK$0
  Annual Percentage Rate	4.2%
  Monthly Interest Rate	0.19%
  Loan Tenure	24 Months

Fees & Charges

Handling Fee	HK$0
Late Payment Fee	14 days of interest since the day of early repayment request.
Early Settlement Fee	No late payment handling fee. Late payment interest will be charged on a daily basis from the repayment due date of the instalment until the date of full repayment of the oustanding sum. For further details, please look up the actual amount presented in the app.

Promotions

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Plan Materials

Terms and Conditions	Above information is for reference only. Please refer to Grantit's website for the Terms and Conditions . Please refer to: https://grantit.io/en/terms

Eligibility

Age Requirement	18 years old or above
Residency Status	Permanent Resident of Hong Kong
Employment Status	Employed or self-employed in Hong Kong